Articles


Overconfident Aussies Can Lead to Interest Rate Shock
Knowing your credit score, as well as knowing that everything on your credit file is correct, can ha[...]
Read More
Are Personal Loans Becoming the New Insurance?
The personal loans marketplace in Australia is undergoing a transformation.
Read More
How Much Should You Spend on a Wedding Ring?
We hear stories all the time of how much money you should spend on a wedding ring, but what is the t[...]
Read More
Categories: Lifestyle, Spending, Weddings
Combining Your Finances? How to Manage Your Money as a Couple
one of the biggest challenges facing couples is how to manage their finances together
Read More
Bad Money Moves That Can Turn Your Finances into a Horror Show
When it comes to your finances, even the smallest mistake can come back and bite you on the behind i[...]
Read More
How Can My Previous Spending Habits Affect My Credit Rating?
When you’re spending money, be that on credit cards or out of your current account, and thinking a[...]
Read More
The Seven Year Plan to a Debt-Free Lifestyle
Is it possible to become debt free in seven years? What’s more, it may be possible to become debt [...]
Read More
The Difference Between 12.95% and 16.95%; The Real Monetary Difference
When seeking out and making a choice about personal loans, many Australians look predominantly at th[...]
Read More
How to Calculate Your Real Hourly Wage
Many Australians think of their salary as their gross pay, and budget and spend accordingly. A bette[...]
Read More
Categories: Career, Make Money, Money Matters
How the Internet has changed the Personal Loan Landscape
Read More

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030