Articles


Does bankruptcy affect my credit score?
If you are declared bankrupt – irrespective of whether you applied for bankruptcy voluntarily or a[...]
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Does bankruptcy affect ones spouse or family?
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How can budgeting really help you?
Coming up with a personal budget can have a hugely positive impact on your financial affairs. How do[...]
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How much debt is too much debt?
We all have our own set of individual financial circumstances, therefore the answer to the question [...]
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Categories: Bankruptcy, Debt Management, Money Matters
How to identify the best debt consolidation option for you
Whether you find yourself starting to struggle with debt repayments, or would simply like to simplif[...]
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Insolvency vs. bankruptcy
The terms insolvency and bankruptcy are often used interchangeably. As such, they are often confused[...]
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Categories: Bankruptcy, Debt Management, Money Matters
How can late loan repayments affect your credit history?
There are a large number of factors that can influence your credit score and credit history. One of [...]
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What affects your VEDA credit file?
If you are considering applying for a personal loan or another finance product, such as a mortgage o[...]
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Categories: Credit Reports & Ratings
What are the alternatives to bankruptcy?
Being declared bankrupt is a serious matter, and it can have far reaching consequences for yourself [...]
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Categories: Bankruptcy, Money Matters
What are the effects of bankruptcy?
Being declared bankrupt, irrespective of whether you declare yourself bankrupt or become bankrupt fo[...]
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Categories: Bankruptcy

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030