Articles


How much debt is too much debt?
We all have our own set of individual financial circumstances, therefore the answer to the question [...]
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Categories: Bankruptcy, Debt Management, Money Matters
How to identify the best debt consolidation option for you
Whether you find yourself starting to struggle with debt repayments, or would simply like to simplif[...]
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Insolvency vs. bankruptcy
The terms insolvency and bankruptcy are often used interchangeably. As such, they are often confused[...]
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Categories: Bankruptcy, Debt Management, Money Matters
How can late loan repayments affect your credit history?
There are a large number of factors that can influence your credit score and credit history. One of [...]
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What affects your VEDA credit file?
If you are considering applying for a personal loan or another finance product, such as a mortgage o[...]
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Categories: Credit Reports & Ratings
What are the alternatives to bankruptcy?
Being declared bankrupt is a serious matter, and it can have far reaching consequences for yourself [...]
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Categories: Bankruptcy, Money Matters
What are the effects of bankruptcy?
Being declared bankrupt, irrespective of whether you declare yourself bankrupt or become bankrupt fo[...]
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Categories: Bankruptcy
What does a credit file contain?
Once you know all the information contained within your credit file, you can then tailor your financ[...]
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Categories: Credit Reports & Ratings
What is a part IX Debt Agreement and how is it different to bankruptcy?
A debt agreement is a binding agreement between a debtor and their creditors. Debt agreements are wh[...]
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Categories: Bankruptcy, Debt Management
What is bankruptcy?
Under Australian Law, personal bankruptcy laws are covered under the Bankruptcy Act 1966 (Cth). The [...]
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Categories: Bankruptcy, Debt Management

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.