Articles


How to manage your money by setting financial goals
Setting financial goals is a great way to ensure you’re always in control of your personal finance[...]
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What information is stored on my credit history report?
By understanding what information is held on your credit history report you can start to look into w[...]
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Categories: Credit Reports & Ratings, Credit Score
What are the interest rates on a personal loan?
When shopping around for a personal loan, consumers will often look at the interest rate as a means [...]
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Categories: Interest Rates, Personal Loans
Debt consolidation loans: the pros and cons
Debt consolidation loans are a financial solution that may be suitable to those that have a number o[...]
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Categories: Debt Consolidation, Debt Management
How to save money on repaying my personal loan?
A key factor which will affect whether you are accepted for a personal loan is your ability to meet [...]
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Categories: Everyday Money, Money Matters, Saving Tips
What is the difference between a secured and unsecured personal loan?
If you are considering taking out a personal loan, it is important to understand the different types[...]
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Is it possible to repair your credit score?
For individuals that have a low credit score and are unable to secure credit, this is an important q[...]
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How can I find out why companies reject my loan request?
Being rejected for a loan or another form of credit can be frustrating. Making repeated applications[...]
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How can I consolidate unsecured personal loans?
Anyone with one or several unsecured personal loans may wish to consolidate them as a means of reduc[...]
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Categories: Debt Consolidation, Debt Management
What are the key variables that determine if my personal loan will be approved?
At [name], we don’t provide things like ‘pre-assessment’ or ‘pre-approval’ guidelines that[...]
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.95%pa (9.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.95% p.a. (9.56% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of NOW Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142