Articles


How can I check my credit history?
Our credit history can play a big part in our lives. From something as innocuous as a mobile phone c[...]
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Categories: Credit Reports & Ratings
What are the eligibility criteria for a personal loan?
Being turned down for a personal loan or any other type of credit can be frustrating and stressful, [...]
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Categories: Personal Finance
How are credit scores determined?
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Categories: Credit Reports & Ratings
How to get approved for a personal loan
There are several reasons why you may need to apply for a personal loan. At [name], we offer unsecur[...]
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Categories: Personal Loans, Personal Loans IQ
How to improve a bad credit rating
A bad credit rating can be a barrier to accessing numerous financial products and services, from a s[...]
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How to pay off credit card debts
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Categories: Debt Management
How long do bad credit reports stay on our file?
Before deciding whether to offer you a loan, we will undertake a number of checks to ensure your eli[...]
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Categories: Credit Reports & Ratings
What types of debts can be consolidated?
Debt consolidation is a good way to gain a degree of control over your finances, and is a particular[...]
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Categories: Debt Consolidation, Debt Management
How to manage your money by setting financial goals
Setting financial goals is a great way to ensure you’re always in control of your personal finance[...]
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What information is stored on my credit history report?
By understanding what information is held on your credit history report you can start to look into w[...]
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Categories: Credit Reports & Ratings, Credit Score

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030