Articles


Personal loans vs credit cards
Whether you’re planning a big-ticket purchase, looking to consolidate your debts, or have another [...]
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Categories: Personal Finance, Personal Loans
What is debt negotiation and how does it work?
Having a significant level of debt is stressful, even more so if your financial circumstances mean y[...]
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Categories: Debt Management
Setting financial goals that work for you
You might not feel you are at a point in your life where you need to be setting financial goals or e[...]
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How to finance your dream wedding
Weddings are a big event, and for most people they represent the biggest and most important day in t[...]
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Categories: Lifestyle, Personal Finance, Weddings
What’s the annual percentage rate?
When taking out a personal loan or another financial product, you will often see the annual percenta[...]
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Categories: Interest Rates
How to pay off your personal loan quicker
When taking out a personal loan, you will do so ensuring that the repayment amounts you have committ[...]
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A guide to bankruptcy laws
If you are considering declaring yourself bankrupt, or a creditor has started taking steps to have y[...]
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Categories: Bankruptcy
How do I finance my swimming pool?
Installing a swimming pool at your property is a great way to enhance your lifestyle as well as add [...]
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Categories: Personal Finance
Do you know that credit enquiries can hurt your credit score?
Whenever you apply for any credit product, a number of checks will take place. First, you will be ch[...]
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Categories: Credit Reports & Ratings
Home renovation project & finance: 3 ways to finance a home renovation
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Categories: Personal Finance

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.95%pa (9.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.95% p.a. (9.56% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of NOW Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142