Articles


What is the difference between a secured and unsecured personal loan?
If you are considering taking out a personal loan, it is important to understand the different types[...]
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Is it possible to repair your credit score?
For individuals that have a low credit score and are unable to secure credit, this is an important q[...]
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How can I find out why companies reject my loan request?
Being rejected for a loan or another form of credit can be frustrating. Making repeated applications[...]
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How can I consolidate unsecured personal loans?
Anyone with one or several unsecured personal loans may wish to consolidate them as a means of reduc[...]
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Categories: Debt Consolidation, Debt Management
What are the key variables that determine if my personal loan will be approved?
At [name], we don’t provide things like ‘pre-assessment’ or ‘pre-approval’ guidelines that[...]
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Personal loans vs credit cards
Whether you’re planning a big-ticket purchase, looking to consolidate your debts, or have another [...]
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Categories: Personal Finance, Personal Loans
What is debt negotiation and how does it work?
Having a significant level of debt is stressful, even more so if your financial circumstances mean y[...]
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Categories: Debt Management
Setting financial goals that work for you
You might not feel you are at a point in your life where you need to be setting financial goals or e[...]
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How to finance your dream wedding
Weddings are a big event, and for most people they represent the biggest and most important day in t[...]
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Categories: Lifestyle, Personal Finance, Weddings
What’s the annual percentage rate?
When taking out a personal loan or another financial product, you will often see the annual percenta[...]
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Categories: Interest Rates

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.