Articles


What are the interest rates on a personal loan?
When shopping around for a personal loan, consumers will often look at the interest rate as a means [...]
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Categories: Interest Rates, Personal Loans
Debt consolidation loans: the pros and cons
Debt consolidation loans are a financial solution that may be suitable to those that have a number o[...]
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Categories: Debt Consolidation, Debt Management
How to save money on repaying my personal loan?
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Categories: Everyday Money, Money Matters, Saving Tips
What is the difference between a secured and unsecured personal loan?
If you are considering taking out a personal loan, it is important to understand the different types[...]
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Is it possible to repair your credit score?
For individuals that have a low credit score and are unable to secure credit, this is an important q[...]
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How can I find out why companies reject my loan request?
Being rejected for a loan or another form of credit can be frustrating. Making repeated applications[...]
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How can I consolidate unsecured personal loans?
Anyone with one or several unsecured personal loans may wish to consolidate them as a means of reduc[...]
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Categories: Debt Consolidation, Debt Management
What are the key variables that determine if my personal loan will be approved?
At [name], we don’t provide things like ‘pre-assessment’ or ‘pre-approval’ guidelines that[...]
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Personal loans vs credit cards
Whether you’re planning a big-ticket purchase, looking to consolidate your debts, or have another [...]
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Categories: Personal Finance, Personal Loans
What is debt negotiation and how does it work?
Having a significant level of debt is stressful, even more so if your financial circumstances mean y[...]
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Categories: Debt Management

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030