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Whether you rent or own your property, modern property prices mean that sometimes we’ll find ourselves living in small spaces. While for some of us that might mean renting a room or sharing with friends, some of us are able to afford a place of our own, though in some cases this means living in […]
It is common for one generation to blame a previous generation when discussing finances, or living or housing costs. Perhaps blame is even too strong a word. Maybe it is more correct to say that the Gen Y generation, or Millennials, look back enviously at previous generations. In particular this is often driven by the […]
Avocado toast could be given many labels. The most famous is that it’s a home ownership barrier for millennials, according to Tim Gurner, who famously stated that when he was saving for his first home that he “wasn’t buying $19 smashed avocado and $4 coffees.” Gurner said it, millennials hit back, Gurner retaliated, and so […]
Australia continues to move to a new comprehensive credit reporting (CCR) regime from 1 July 2018, which will be mandatory for the big four banks, and optional for other lenders. This is a significant change in how the big 4 banks and other lenders add and share information with regards to your credit report. Both […]
With comprehensive credit reporting (CCR) becoming mandatory for the big four banks in Australia from 1 July 2018, there are a huge number of potential benefits for consumers to take advantage of. As well as there being plenty of benefits on offer, naturally there are some concerns about what CCR may mean for personal privacy […]
From 1 July 2018, comprehensive credit reporting (CCR), or “positive credit reporting”, will become mandatory in Australia for the big 4 banks. They will require 50% of their consumer data “ready for reporting” by this date, and have until 1 July 2019 to achieve 100% compliance. What is CCR and its Background? CCR means that […]
Comprehensive credit reporting (CCR), which from 1 July 2018 will become mandatory for the big four banks, is likely to bring benefits both to lenders and to consumers. How will CCR influence lenders and enable some consumers to potentially access better credit deals than ever before? Lenders Benefit from Clearer Data Under the current “negative […]
From 1 July 2018, Australia’s big four banks must implement comprehensive credit reporting (CCR). In addition to CCR being mandatory for the big four, it is likely that increasing numbers of smaller banks and other lenders will also voluntarily embrace CCR, as some, including NOW FINANCE, have already done so. What is CCR and What […]

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