That's the power of NOW

Australia's first completely no fee personal loan provider

Getting your rate will

not impact your credit score

with award-winning rates from 6.95% p.a. (6.95% p.a. comparison*) for excellent credit

Simple decisions, easy solutions

rates from

comparison

capped at

comparison

6.95%

6.95%

17.95%

17.95%

p.a.

p.a.*

p.a.

p.a.*

No Fee Unsecured

Personal Loan

Fixed, borrow $5K-$40K

rates from

comparison

5.95%

p.a.

5.95%

p.a.*

capped at

comparison

15.45%

15.45%

p.a.*

p.a.

Fixed, borrow $15K-$50K

No Fee Secured

Personal Loan

Borrowing can seem daunting, but it doesn't have to be. 

With NOW Finance, choose between two key products and tailor your loan to your needs.

No establishment fee, ongoing fees or early payout fee

Single and joint applicant loans available

Terms from 1.5-7 years

No establishment fee, ongoing fees, early payout fee or PPSR fee

Knock up to 2.5% p.a. off your unsecured rate

Terms from 1.5-7 years

To be eligible to apply, you must

be 18 or older

be an Australian citizen or permanent resident

have no current or prior bankruptcies, court judgements or defaults

be employed as a full-time, permanent part-time, or self-employed person

have acceptable ID, either: An Australian passport (current or within 24 months' expiry), OR an Australian driver's licence AND Australian Medicare card (both current)

Employment must not be subject to probation. Self-employed applicants must have a tenure of 24 months or more. It is important that you take into consideration whether your regular income and expenses can comfortably accommodate the additional expense of a personal loan before you submit a formal application.

Join thousands of others who are happy, NOW

NOW Finance is a trademark of Now Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142

Things you should know

Applications for finance are subject to NOW Finance‚Äôs lending and approval criteria. Terms and conditions may apply.  No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

 

*About comparison rates

The comparison rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW FINANCE loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (6.95% p.a. comparison rate), would estimate to a minimum total amount payable of $35,518.60 via the weekly payment option. Rates are subject to change.


CALL 1300 275 669

9AM - 6PM MON-FRI  (AEDT)