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For users of

* Subject to NOW FINANCE Lending & Credit assessment

Personal Loans - Get Qualified * In 2 Mins

  • Step 1 - Get your personalized rate (no record on your credit file at this stage)
  • Step 2 - Submit application (Gets recorded on your credit file post application)

Many happy customers

We offer interest rates suited to match our clients's financial situation.



Interest Rate (per annum)



Comparison Rate (per annum)

Very Good


Interest Rate (per annum)


Comparison Rate (per annum)




Interest Rate (per annum)


Comparison Rate (per annum)


Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE‚Äôs lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 8.95%pa (10.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)  *Comparison rates are based on a loan of $30,000 over 5 years.  

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Great rates for everyone

Get Qualified Online

All you need is a Drivers License or Passport

Provide Documents Online

Easy to complete this step in 10 minutes or so

After a successful application, we credit your bank account within 24 hours of settlement

Successful Application!

Simple online process

To be eligible for a loan, you must be

An 18 years or older Australian citizen / permanent resident. 

Be employed: Full time, part-time, self-employed or casual (more than 6 months)

Have no unpaid defaults, not be bankrupt or have a court judgement

Centrelink can be used a secondary income in conjunction with PAYG income

Require a loan of between $5,000 and $40,000. Require to pay off loan between 18-84 months.

Single borrower only - no joint applicants