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For users of

  • Step 1 - Get your personalized rate (no record on your credit file at this stage)
  • Step 2 - Submit application (Gets recorded on your credit file post application)

* Subject to NOW FINANCE Lending & Credit assessment

Personal Loans - Get Qualified * In 2 Mins

Many happy customers



Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.95%pa (9.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)  *Comparison rates are based on a loan of $30,000 over 5 years.  

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 





Interest Rate (per annum)



We offer interest rates suited to match our clients's financial situation.


Comparison Rate

Comparison Rate


Interest Rate (per annum)

Very Good

Comparison Rate


Interest Rate (per annum)

Great rates for everyone

Need a medical loan for dental 

work, hair restoration, laser eye or 

cosmetic surgery.

Home Renovation

Personal loans with NOW FINANCE from $5,000 to $40,000

Wanting extra guests or just get the wedding of their dreams.

Give yourself financial breathing space and take control of your existing debt.

Wedding or Honeymoon

Medical Loan or Procedures

Need a car upgrade or just simply a new car to get to and from work.

Experience the trip of a lifetime to Europe, abroad or just that luxury domestic holiday.

Debt Consolidation


Car or Auto Loans

Add extra value to your home such as a new kitchen, pergola, bathroom, or any other home improvement project.

All you need is a Drivers License or Passport

Get Qualified Online

Provide Documents Online

After a successful application, we credit your bank account within 24 hours of settlement

Easy to complete this step in 10 minutes or so

Successful Application!

Simple online process

To be eligible for a loan, you must be

An 18 years or older Australian citizen / permanent resident. 

Single borrower only - no joint applicants 

Centrelink can be used a secondary income in conjunction with PAYG income 

Be employed: Full time, part-time, self-employed or casual (more than 6 months)

Require a loan of between $5,000 and $40,000. Require to pay off loan between 18-84 months.

Have no unpaid defaults, not be bankrupt or have a court judgement