What do you need right now? Whether it’s a new car, to cover the cost of medical expenses, or even to take a vacation, what are you doing to make it happen?
If you’re trying to save some money each month and failing miserably, don’t worry, because you’re not alone!
We know that life can get in the way and that saving is difficult, so instead we want to look at another way of getting those things you want in life, NOW: a NOW FINANCE personal loan.
Why a Personal Loan?
Even with a well thought out budget and the best possible set of intentions to save your money, at best it could be years before you’re able to buy that new car or take a vacation.
When you use a NOW FINANCE personal loan, you can get the cash you need now and repay the loan balance over the period of the loan term. When you choose a fixed rate personal loan you will always know how much you need to repay and when, which will help you with your budgeting, and you will also know the date when you’re going to make the final payment and be free from the loan.
Let’s take a look at how previous NOW FINANCE customers have benefitted from taking out one of our personal loans.
Paul Used a Personal Loan to Buy a New Family Car
Paul is 38 years old, and lives in a Queensland suburb with his wife and their children. He currently rents his home but is planning to save towards a mortgage in the future. Paul earns more than the average Australian and works in the building industry.
Paul took out a personal loan of $13,000 with NOW FINANCE, and used the money to buy a new family car. Paul and his family can now travel across Queensland in greater comfort, while his journey to work on various building projects is much less stressful now he can rely on his car.
Paul was so impressed with NOW FINANCE that he is planning on taking out a debt consolidation loan in the near future, to consolidate his debts before saving for that mortgage.
Jessica Considered Her Loan Options
Jessica lives alone in New South Wales. She is 34, single, and enjoys being free of the responsibilities of having a family, although she is looking to settle down and have children in the future.
Jessica borrowed $10,500 from NOW FINANCE, and was considering a variety of loan options:
- Jessica considered consolidating her existing debts with a NOW FINANCE debt consolidation loan.
- Jessica loves to travel, so thought about whether a travel loan would work for her if she could get time off from her administrative job.
- Jessica likes to look after herself and feels good doing so, and looked at a number of cosmetic surgery options to boost her appearance and her confidence.
- Jessica also knows she really needs a new car.
In the end, Jessica opted for a cosmetic surgery loan. She feels great, her confidence has soared, and she’s now looking at a higher paid job and is ready to start dating.
Michael Treated Himself to a Fast Car
Michael is 37, single, and lives in Western Australia. He has no family commitments, and lives in a small town where works as a labourer.
Michael loves to take advantage of his own time at weekends to get out of town and do his own thing. Michael believes that treating himself is a sound investment to make, so borrowed $12,500 from NOW FINANCE towards the cost of a new, fast car that he takes out on the road every weekend.
Michael enjoyed going out on the road with his old car, but enjoys himself even more now!
Nicole Took Out a Cosmetic Surgery Loan and Is Looking at Other Options
Nicole is 38 and married with no children. Nicole and her husband don’t plan on starting a family and always try to live life to the full. They rent their property and have no intention to save for a mortgage.
Nicole’s most recent personal loan from NOW FINANCE was a $12,300 loan, which she used to fund cosmetic surgery. Nicole’s husband said he noticed a difference in her self-confidence almost immediately and is overwhelmed with the positive knock-on impact this has had on their marriage.
Nicole and her husband currently share a car, so she is considering a new NOW FINANCE loan to use towards the cost of a new vehicle, which would make their lives easier. They also both love to travel and still have a number of destinations on their bucket list, so Nicole may take out a travel loan if they can work out a system for sharing the car.
Andrew Invested in Home Improvements
Andrew is 40. He is married with children and owns a house in the Western Australia countryside. Although Andrew still has a significant sum outstanding to repay on his mortgage, he is always looking for ways to improve his family’s quality of life.
This ambition led him to NOW FINANCE, where he borrowed $13,000 to invest towards a range of home improvement projects, including the installation of new decking and landscaping of his rear garden. Since taking out this personal loan and having the work done, Andrew and his family are able to spend much more time together outdoors, while the garden improvements mean the children are happy to play there rather than go to the park, enabling Andrew and his wife to sit back and relax on the new decking.
Michelle Borrowed for Home Improvements but Has Her Eye on More
Michelle lives in the Victorian countryside and has a secure job in the health sector. She is 46 and married with no children.
Michelle was considering a range of loan options, but has prioritised home improvements that both her and her husband can enjoy, although she is planning on taking out a cosmetic surgery loan or a car loan in the near future.
Michelle borrowed $12,600 to fund internal renovations, including a new modern kitchen and bathroom, as well as new furniture for all rooms around the home. Michelle has an excellent Equifax credit score following many years of carefully managing her finances, so was able to take advantage of a lower interest rate than she would have been offered by a bank.
How do I Apply for a NOW FINANCE Personal Loan?
Do you see yourself in any of our previous and existing customers? Do you need to borrow around $12,000 – $13,000 like they did, or do you need to borrow a little less or a lot more?
Applying for a NOW FINANCE personal loan is simple. All you need to do is:
It really is that simple!
What do you need in your life, NOW? Use a NOW FINANCE personal loan to get those things you need, and avoid falling into the trap of saving for a day that will never come.
Get your interest rate and apply for your NOW FINANCE personal loan now, or give us a call on 1300 275 669 to speak with one of our personal loan experts.
Disclaimer: This article contains general comments and recommendations only. This article has been prepared without taking account of your objectives, financial situation or needs. Before taking any action you should consider the appropriateness of the comments made in the article, having regard to your objectives, financial situation and needs. If this article relates to the acquisition, or possible acquisition, of a particular credit product you should obtain and consider the relevant disclosure documents before applying for the product.