Life Savvy

kNOWledge Base | Life Savvy

Starting out on your own? Need advice on life and finance? Read our comprehensive guides to personal finance and lifestyle to help you ease into a new chapter of your life.
10 Free Weekend Activities to Do When You’re Saving for a House
Saving for a home is a goal for many people but saving nearly 20 percent of a house’s value to rai[...]
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Winter is Here. Let’s Plan for the Summer!
There are many ways you can banish those winter blues.
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Should You Fix Your Car or Sell It?
What considerations do you need to make that will help you decide the best way to proceed?
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Categories: Car Finance, Frugal Living, Life Savvy, Lifestyle
Living in a Tiny Studio Apartment? Here's How to Spice It Up!
Whether you rent or own your property, modern property prices mean that sometimes we’ll find ourse[...]
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How to Become a Millennial First Home Buyer
A lot is said and written about the difficulties that millennials face in being able to afford their[...]
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It's Never Too Early to Start Being Financially Savvy!
It’s never too early to start being financially savvy, while at the same time it’s never too lat[...]
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Millennials are Borrowing More than They Can Afford
Gen Y is generally pessimistic about the prospect of ever being able to own their own home.
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How to Get the Best Price on Airfares
When looking at travel options you will always have a number of opportunities to save money by takin[...]
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Categories: Life Savvy, Lifestyle, Spending, Travel
Are Personal Loans Just for the Poor?
Personal loans are still perceived negatively by some sections of the Australian population.
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How to Save for a Holiday to Europe
Europe is a hugely popular holiday destination for Australians, though due to the proximity of Europ[...]
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030