Knowledge Base

Understanding Credit, Lifestyle, Money matters, Personal Loans IQ, Industry analysis, company announcements, Data and Insights.
Why Am I Not Getting the Same Interest Rate as My Friends?
Australian consumers believe there is one interest rate that is the same across the whole personal l[...]
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Are You Worried About Your Partner’s Credit Score?
If you’re worried about your partner’s credit score, then you’re not alone among Australians.
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What's Hidden in the T&Cs of Personal Loans?
How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit[...]
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How to Prioritise Your Life with a Personal Loan
Taking out a personal loan is a fantastic opportunity for you to start getting your life back in ord[...]
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Personal Loan Applications are Equal, but Some Personal Loan Applications Are More Equal Than Others
Look after your financial situation well and ensure your future personal loan applications are more [...]
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The Sneaky Credit Card Fees That Banks Try to Hide
Credit cards can be immensely helpful, but at the same time they can cost us a hell of a lot of mone[...]
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Millennials are Borrowing More than They Can Afford
Gen Y is generally pessimistic about the prospect of ever being able to own their own home.
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How to Improve Your Lifestyle – Improve Your Education
having a degree can improve our employability throughout our lives, as well as enable us to earn mor[...]
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Top 6 Horror Stories for Personal Loans
Here’s a look at the top 6 horror stories when it comes to taking out a personal loan on someone e[...]
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Categories: Articles, Money Matters, Tips & Advice
What is Your Net Worth and How Can it be Calculated?
The term ‘net worth’ is often used when talking about the wealth of individuals, but what is it [...]
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Categories: Articles, Career, Make Money

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply.  No establishment, account keeping or early repayment fees will apply. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.  For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).  For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details.  In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030