Knowledge Base

Understanding Credit, Lifestyle, Money matters, Personal Loans IQ, Industry analysis, company announcements, Data and Insights.
Victorians Are Borrowing for the Future, Other States Are Living for the NOW
Victoria is renowned in Australia as being the ‘Education State’
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How to Overcome Arguments About Money with Your Partner
Numerous studies through the years have shown that money is the most common source of arguments amon[...]
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How to Live Your Life Through Personal Loans
Did you know that you can use your NOW FINANCE personal loan for a whole range of things?
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How to Plan a Destination Wedding
there is no end to the options available when it comes to where you get married.
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Categories: Articles, Lifestyle, Weddings
How to Get the Best Price on Airfares
When looking at travel options you will always have a number of opportunities to save money by takin[...]
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Categories: Articles, Life Savvy, Lifestyle, Spending, Travel
How to Use Your Rooftop as an Extension of Your Home
we all want to maximise the space available to us at home
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Categories: Articles, Home Renovation, Lifestyle
How To Live a Lavish Lifestyle Within Your Means
Getting the lifestyle you have always dreamed of doesn’t have to be difficult.
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Home Renovation: Step 3 – Finance Options
What are the different options you have at your fingertips to help you get those life changing home [...]
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How to Discuss Finance with Friends
Money Talk Doesn’t Have to be Hard…It Can Even Help You!
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Home Renovation: Step 2 – Budget
it’s time to turn your attention to your budget
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply.  No establishment, account keeping or early repayment fees will apply. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.  For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).  For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details.  In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030