Cruise Loan


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Quick, easy, and hassle-free cruise loans


Taking a cruise holiday is one of the most relaxing and indulgent ways to arrive at a holiday destination. In fact, the journey is sometimes more enjoyable than the destination itself. For those who’ve always dreamed of boarding a luxury liner in that grand maritime tradition, a NOW FINANCE loan can help you get your boarding pass sooner.

Cruise Loan

Whether it’s to take a cruise around Australia and some of the Pacific Islands or an extended  world trip through the Caribbean or around the Horn of Africa, we can help you to secure the holiday you’re looking for with our unsecured personal loans.

We can tailor a cruise loan that suits your budget. It can either add to your savings or pay for the trip outright. 

We offer competitive rates and flexible terms ranging from 18 to 84 months. You can choose to repay the loan in weekly or fortnightly installments.

Your personal loan advisor, based in Australia, can help you navigate the loan application process. You can get your personalised interest rate in 10 minutes here. It won’t affect your credit score unless you submit an application. It’s an ideal solution to make your dreams of cruising in style a reality.

Want to know more? Call us now  on 1300 275 669 or click here to get started.

Joint Loans

Apply together with your partner to unlock exclusive benefits.

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Secured Loans

Use your Car, Motorbike, Boat or Caravan as security for a lower interest rate.

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Ready to start?

Our loan application is simple and secure

Call 1300 275 669
Get Started

Get your loan in a few simple steps

Step 1.


Eligibility Check

A few questions to make sure you qualify for the loan.

Step 2.


Personal Details

To give you a personalised interest rate, we ask for more specific personal information.

Step 3.


Loan Details

Confirm how much you want to borrow based on your personalised interest rate.

(No impact on your credit file)

Step 4.


Financial Details

Tell us about your financial position, so we can ensure your personal loan fits your budget.

(Impacts your credit file)

Loan Categories


We provide a range of flexible personal loans designed to suit your needs.

Vehicle Finance
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.95%pa (9.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.95% p.a. (9.56% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

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