Your ticket to a fabulous trip.
WITHOUT AFFECTING YOUR CREDIT SCORE!
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An accommodating way to fund your cruise
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An accommodating way to fund your cruise
Cruise holidays are often seen as aspirational and in many cases are beyond the immediate financial means of many. Yet, they remain a fabulous option for those wanting to take a trip with a difference that doesn’t involve spending all their time in one place.
With NOW FINANCE, Australians that would love to take a cruise but don’t have the capital immediately to hand can take out a cruise loan to help them unlock the path to their dream holiday. Whether it’s to take a cruise around Australia and some of the Pacific Islands or an extended around the world trip, we can help you to secure the holiday you’re looking for with our cruise loans.
Your cruise loan from NOW FINANCE can be used to pay the full price of your trip or to supplement any savings you may have already put to one side. When you take out a loan with NOW FINANCE, you’ll find our interest rates competitive, while our flexible service allows you affordable repayment options on a weekly or fortnightly basis.
To start the process, call one of our experts today or schedule a call back using our online form, and NOW FINANCE will start looking to help you secure your cruise loan for your dream holiday.
Your benefits include
Cruise loans of up to $40,000 repayable over up to 7 years.
Ability to use your loan for any type of cruise, whether domestic or further afield.
Personal service with a dedicated acount manager, deal with the same person from your initial enquiry through to your final payment.
Fixed, weekly or fortnightly repayments with a competitive rate of interest.
Why choose us?
We provide a range of flexible personal loans designed to suit your needs.
- Competitive interest rates and flexible repayments.
- Applications are personally reviewed and assessed individually by a person.
- A credible and viable solution to budget management.
- Up to 84 months to repay your personal loan.
- Access to your own Australian-based personal loan advisor.
- Industry-leading personalised service tailored to suit you.
- Our technology enables a streamlined 4-step process.
- Repayment plans from 18 months to 7 years.
Simple and secure
This simple process makes it easy for you to access your personal loan.
Get your individual rate
Know your rate before you apply. It's quick and easy and won't affect your credit score.
Complete the 10-minute application process online or via phone (1300 275 669) with your Australian-based personal loan advisor.
Send or upload your documentation
Send through any requested supporting documentation.
The funds are transferred into your nominated bank account upon final loan approval.
Your Australian-based personal loan advisor will manage your application through to completion
How long does it take for NOW FINANCE to fund my personal loan?
Once your loan is given final approval and we have received the necessary documentation from you we will try to transfer the funds into your nominated account within 2 business hours.
How do I apply for a loan?
You can apply online and complete the online application in 10 minutes or less. You’ll get your individual rate before you apply. Or you can apply over the phone (1300 275 669) by speaking with one of our Australian-based personal loan advisors.
What are the maximum and minimum loan amounts and loan terms?
Our unsecured personal loans range from $5,000 to $40,000, repayable between 18 months to 84 months.
How do I receive my individual rate?
Getting your individual rate is quick and easy and won’t affect your credit score. You will know your rate before you apply by clicking on and completing the short form on the credit check page. You will receive your rate within one minute and this rate won’t change when you continue and submit your online application.
What loan purposes does NOW FINANCE lend?
You can use your NOW FINANCE personal loan for most purposes! This could be anything from a holiday, home improvements, household furnishings, car purchase or repairs, auto upgrades, debt consolidation, educational expenses, medical and cosmetic surgery, dental surgery, mortgage cost funding, vehicle deposit funding, and even a wedding, funeral or sporting equipment.
Will applying for a personal loan affect my credit score?
Usually when you apply for a financial product, this will be recorded on your credit file and may affect your credit score. However, our application process is quite unique. Our direct communication with Veda will allow you to access your individual rate for free before you apply without hurting your credit score. At the point when you decide to submit your personal loan application, this will record a credit enquiry on your credit file, and may affect your credit score.