Create more

moments in 2025

With a NOW Finance Personal Loan, take that first step toward turning moments into lasting memories.

Plus, if you settle before 31 March 2025, you’ll go into a draw to win $1000. 

Terms and Conditions Apply.

How to Enter

1. Get your rate & apply online 

Get your personalised quote and, if you’re happy with the repayment plan, apply for the loan online.

2. Settle during the promotion period

We’ll do our usual checks and if you’re approved, sign your contract and settle your loan before 31 March 2025. 

3. Money in your account & automatic entry into a draw 

Access your funds within 24-48 hours of being approved and signing your contract. 

That’s it – you’ll automatically be entered into a monthly draw to win $1000. Be sure to check the T&Cs to see if you’re eligible because some exclusions apply.

Assuming you’re eligible, look out for a confirmation email shortly after you settle with information about the draw you’ve been entered into and an opportunity to receive extra entries to improve your chances of winning!

Our customer’s moments

Fairytale wedding

Fairytale wedding

With the invaluable assistance of a NOW Finance loan, my now husband and I were able to turn our dream wedding and honeymoon in Italy into a remarkable reality.

Dream holiday

Dream holiday

After Covid lockdowns, our NOW Finance loan allowed us to take our two boys to the Philippines again to see my 91 year old grandma.

This was a trip that we will always remember and was made stress free for us with NOW Finance.

A voyage of dreams

A voyage of dreams

The team from NOW Finance are A1 and put the big banks to shame in simplifying the process and more importantly making it achievable to make your dreams come true.

The ultimate ride

The ultimate ride

NOW Finance helped me to buy the bike of my dreams! With the help of NOW finance, I was able to purchase a brand new motorbike for the first time in my life.

Fairytale wedding

Fairytale wedding

With the invaluable assistance of a NOW Finance loan, my now husband and I were able to turn our dream wedding and honeymoon in Italy into a remarkable reality.

Dream holiday

Dream holiday

After Covid lockdowns, our NOW Finance loan allowed us to take our two boys to the Philippines again to see my 91 year old grandma.
This was a trip that we will always remember and was made stress free for us with NOW Finance.

A voyage of dreams

A voyage of dreams

The team from NOW Finance are A1 and put the big banks to shame in simplifying the process and more importantly making it achievable to make your dreams come true.

The ultimate ride

The ultimate ride

NOW Finance helped me to buy the bike of my dreams! With the help of NOW finance, I was able to purchase a brand new motorbike for the first time in my life.

Loans for
all the things

Personal loans can help you unlock the opportunities to bring your big and small goals to life.  

Get a rough idea of your repayments

Calculate how much you could be repaying with our repayment calculator.

The repayment calculator is designed for illustrative purposes only, it’s not your actual quote and does not pre-qualify you. The interest rate you may be offered will be based on your personal circumstances. 

Repayment calculator

Calculate how much you’ll be repaying.

Eligibility criteria

In order to apply for a personal loan, you must fulfill the following eligibility criteria:

You’re at least 18 years old You have no defaults or prior bankruptcy
You’re an Australian citizen or permanent resident You have a current Australian driver’s licence or current Australian passport
You’re employed and not currently on probation*
You’re at least 18 years old
You have no defaults or prior bankruptcy
You’re an Australian citizen or permanent resident
You have a current Australian driver’s licence or current Australian passport
You’re employed and not currently on probation*

*The minimum employment length for a person who is self-employed is 2 years; the
minimum employment length for casual position is 3 months

Raving reviews & awards

With more than 1,900 5-star reviews, you won’t be the only one loving your loan.

Our $1000 Monthly Draws promotion is only available to NOW Finance customers who apply for and settle a new NOW Finance personal loan between 01 January 2025 and 31 March 2025. Exclusions apply. Please see the full terms and conditions.

All applications are subject to NOW Finance’s lending and approval criteria. NOW Finance reserves the right to amend or withdraw the promotion at any time without notice.