Get your rate before you apply
Personal loan rates from
8.95% - 16.95%
Comparison rate
10.56% - 18.53%
Comparison rate based on a $30,000 personal loan over a 5 year term. Fees and charges apply. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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MY LOAN AMOUNT: $
Min $5,000
Max $40,000
A special rate just for you.
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MY LOAN AMOUNT: $
Special Offer
Apply before Sunday, 30th of June
and you could win a $2,000 gift card*
*You’ll be in a draw for a $2,000 Gift Card if you apply and settle a NOW FINANCE Personal Loan between 1st of May 2019 and 30th of June 2019. Click here to read Full Terms and Conditions. Authorised under: NSW Permit No. LTPS/19/33139 / SA Permit No. T19/442 / ACT Permit No. TP 19/02987.
Personal loans from $5,000 to $40,000
Get your individual rate before you apply
Your own Australian-based loan advisor
Repayments plans from 18 months to 84 months
Simple and secure
This simple progress makes it easy for you to access your personal loan.
1
Get your individual rate
Know your rate before you apply. It’s quick and easy and won’t affect your credit score.
2
Apply
Complete the 10-minute application process online or via phone (1300 275 669) with your Australian-based personal loan advisor.
3
Send or upload your documentation
Send through any requested supporting documentation.
4
Funds deposited
The funds are transferred into your nominated bank account upon final loan approval.
Your Australian-based personal loan advisor will manage your application through to completion.
Why choose us?
We provide a range of flexible personal loans designed to suit your needs.
- Competitive interest rates and flexible repayments.
- Applications are personally reviewed and assessed individually by a person.
- A credible and viable solution to budget management.
- Up to 84 months to repay your personal loan.
- Access to your own Australian-based personal loan advisor.
- Industry-leading personalised service tailored to suit you.
- Our technology enables a streamlined 4-step process.
- Repayment plans from 18 months to 7 years.
Can I apply?
- Be an Australian citizen or permanent resident .
- Be 18 years or older.
- Be employed: Full time / Part time (Not on probation), Self-employed (Minimum tenure 24 months) or Casual (Minimum Casual tenure 6 months).
- Have no defaults on your credit file (Paid or Unpaid).
- Not be current or prior bankrupt or have a court judgement
- Centrelink can be used as a secondary income in conjunction with PAYG income.
- Have no active payday loans.
- Single & Joint borrowers only
- Have acceptable identification, either:
- Australian Passport (current or expired within the last 24 months) OR
- An Australian Drivers Licence (current) and Medicare card (current)
- Require to pay the loan off between 18 months and 84 months.
