Personal loan rates from 7.45% per year, comparison rates from 9.07% per year.
Our interest rates vary between 7.45% and 16.95% depending on personal circumstances and individual credit scores. Our comparison rates vary between 9.07% and 18.53%.
Repayments
^ The repayment amount is based on the position of the sliders below.
interest rate p.a.
comparison rate p.a.
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Why NOW FINANCE?
Because our loans are simple, tailored, and hassle-free
Simple and easy-to-understand personal loans
You get personalised service from an Australian-based loan advisor
No-fuss application and settlement process
Our Customers love us
Your own Australian-based personal loan advisor
Your personal loan advisor will help you through the entire process from application to settlement and beyond.
If you have questions and need answers, your advisor is on hand to guide you throughout your loan term.
Trust our numbers
We’re proud to have gained the trust of Australians since launching in 2013
TOTAL APPLICATIONS
$1.7 Billion
The total amount of applications we received
AVERAGE ANNUAL GROWTH
180%
Strong growth since we launched
LOAN SETTLEMENTS
27,000+
Happy customers and growing each day
Get your loan in a few simple steps
Step 1.
Eligibility check
To start, we ask you a few simple questions to ensure you're eligible to apply
Step 2.
Personal details
Next, we ask you to answer a few questions about your personal situation so we can offer you a truly personalised rate
Step 3.
Loan details
Once you have your personalised rate, you have the option to adjust your preferred repayment schedule, term, and borrowing amount
Step 4.
Financial details
When we know a bit about you and what you'd like to borrow, we ask a bit about your financial position to make sure our loan suits your needs
(Submission of an application affects your credit file)
Debt Consolidation
Give yourself financial breathing space and take control of your existing debt.
kNOWledge Base
Empower yourself with easy-to-follow information on personal loans
Start Learning
Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.45% p.a. (9.07% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate).
*Comparison rates are based on a loan of $30,000 over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.
NOW FINANCE is a trademark of Now Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142
