Get your rate before you apply

Personal loan rates from

9.95% - 16.95%

Comparison rate

11.41% - 18.38%

Comparison rate based on a $30,000 personal loan over a 5 year term. Fees and charges apply. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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MY LOAN AMOUNT: $

Min $4,000

Max $40,000

A special rate just for you.

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MY LOAN AMOUNT:

 $

Min $4,000

Max $40,000

WITHOUT AFFECTING YOUR CREDIT SCORE!

Personal loans from $4,000 to $40,000

 

Get your individual rate before you apply

 

Your own Australian-based loan advisor

 

Repayments plans from 18 months to 7 years

 

Simple and secure

This simple progress makes it easy for you to access your personal loan.

1

Get your individual rate

Know your rate before you apply. It’s quick and easy and won’t affect your credit score.

2

Apply

Complete the 10-minute application process online or via phone (1300 275 669) with your Australian-based personal loan advisor.

3

Send or upload your documentation

Send through any requested supporting documentation.

 

Your Australian-based personal loan advisor will manage your application through to completion.

 
 
 

Why choose us?

We provide a range of flexible personal loans designed to suit your needs.

  • Competitive interest rates and flexible repayments.
  • Applications are personally reviewed and assessed individually by a person.
  • A credible and viable solution to budget management.
  • Up to 84 months to repay your personal loan.
  • Access to your own Australian-based personal loan advisor.
  • Industry-leading personalised service tailored to suit you.
  • Our technology enables a streamlined 4-step process.
  • Repayment plans from 18 months to 7 years.
 

Can I apply?

  • Be an Australian citizen or permanent resident (457 Visa Applicants excluded).
  • Be 18 years or older.
  • Be employed: Full time, part-time, self-employed or casual (casual tenure must be greater than six months).
  • Have no unpaid defaults.
  • Not be bankrupt or have a court judgment.
  • Centrelink can be used as a secondary income in conjunction with PAYG income.
  • Have no active payday loans.
  • Single borrower only – no joint applications.
  • Have acceptable identification, either:
    • Australian Passport (current or expired within the last 24 months) OR
    • An Australian Drivers Licence (current) and Medicare card (current)
  • Require to pay the loan off between 18 and 84 months.
 

What our customers say

We listen to our customeres and work hard to meet their needs.

 
 
 

Questions?

How long does it take for NOW FINANCE to fund my personal loan?

Once your loan is given final approval and we have received the necessary documentation from you we will transfer the funds into your nominated account within 2 hours.

How do I apply for a loan?

You can apply online and complete the online application in 10 minutes or less. You’ll get your individual rate before you apply. Or you can apply over the phone (1300 275 669) by speaking with one of our Australian-based personal loan advisors.

What are the maximum and minimum loan amounts and loan terms?

Our unsecured personal loans range from $4,000 to $40,000, repayable between 18 months to 7 years.

How do I receive my individual rate?

Getting your individual rate is quick and easy and won’t affect your credit score. You will know your rate before you apply by clicking on and completing the short form on the Veda credit check page. You will receive your rate within one minute and this rate won’t change when you continue and submit your online application.

What loan purposes does NOW FINANCE lend?

You can use your NOW FINANCE personal loan for most purposes! This could be anything from a holiday, home improvements, household furnishings, car purchase or repairs, auto upgrades, debt consolidation, educational expenses, medical and cosmetic surgery, dental surgery, mortgage cost funding, vehicle deposit funding, and even a wedding, funeral or sporting equipment.

Will applying for a personal loan affect my credit score?

Usually when you apply for a financial product, this will be recorded on your credit file and may affect your credit score. However, our application process is quite unique. Our direct communication with Veda will allow you to access your individual rate for free before you apply without hurting your credit score. At the point when you decide to submit your personal loan application, this will record a credit enquiry on your credit file, and may affect your credit score.

Once your loan is given final approval and we have received the necessary documentation from you we will transfer the funds into your nominated account within 2 hours.
You can apply online and complete the online application in 10 minutes or less. You'll get your individual rate before you apply. Or you can apply over the phone (1300 275 669) by speaking with one of our Australian-based personal loan advisors.
Our unsecured personal loans range from $4,000 to $40,000, repayable between 18 months to 7 years.
Getting your individual rate is quick and easy and won't affect your credit score. You will know your rate before you apply by clicking on and complete the short form on our Veda partner page. You will receive your rate within one minute and this rate won't change when you continue and submit your online application.
You can use your NOW FINANCE personal loan for most purposes! This could be anything from a holiday, home improvements, household furnishings, car purchase or repairs, auto upgrades, debt consolidation, educational expenses, medical and cosmetic surgery, dental surgery, mortgage cost funding, vehicle deposit funding, and even a wedding, funeral or sporting equipment.
Usually when you apply for a financial product, this will be recorded on your credit file and may affect your credit score. However, our application process is quite unique. Our partnership with Veda will allow you to access your individual rate for free before you apply without hurting your credit score. At the point when you decide to submit your personal loan application, this will record a credit enquiry on your credit file, and may affect your credit score.

Get started now

Call 1300 275 669 or