LOANS FOR ALL OCCASIONS
No fees
and none
of the bank
We’re for your big ideas.
Make your next big move today with Australia’s only no-fee personal lender.
No fees, guaranteed.
 | Westpac Unsecured Personal Loan | ANZ Fixed Rate Personal Loan | CBA Fixed Rate Personal Loan | NAB Unsecured Personal Loan | |
|---|---|---|---|---|---|
| Upfront Fee | $0 | $250 | $150 | $150 | $150 |
| Early Exit Fee | $0 | $175 during first 2 years | $300 | Fee applies | $0 |
| Missed Payment Fee | $0 | $15 | $20 | $20 | $0 |
| Ongoing Fee | $0 | $12 monthly | $10 monthly | $10 monthly | $10 monthly |
Last updated 21 June 2022. Excludes short term promotional offers.
Making your
plans reality
Upgrading to a new car? Getting your debt under control?
Whatever your plans, turn “next year” into now with a personalised, no-fees loan.
Getting your loan is easy as…
Our application process is simple and transparent. No hidden fees and no rate surprises.
1. Get your rate
It takes 2 minutes to get your confirmed rate^ without impacting your credit score.
2. Apply online
Complete your online application and get a response in 2 minutes.
3. Money in your account
Access your funds within 24-48 hours of being approved.
Why NOW Finance?
Award-winning loans and none of the bank. Over 32,000 customers have trusted NOW Finance with their next big move.
Knowledge Center
I want to learn about…
Repayment Calculator
Calculate how much you’ll be repaying.
Eligibility Checker
Check if you qualify to apply.
Ready to make your next move?
Get your personalised rate in 2 minutes without impacting your credit score.