LOANS FOR ALL OCCASIONS

No fees
and none
of the bank

Get My Rate

We’re for your big ideas.

Make your next big move today with Australia’s only no-fee personal lender.

 

Find Your Loan

    No fees, guaranteed

    fee-table-comparison-illustration
    NOW FinanceWestpac Unsecured Personal LoanANZ Fixed Rate Personal LoanCBA Fixed Rate Personal LoanNAB Unsecured Personal Loan
    Upfront Fee$0$250$150$150$150
    Early Exit Fee$0$175 during first 2 years$300Fee applies$0
    Missed Payment Fee$0$15$20$20$0
    Ongoing Fee$0$12 monthly$10 monthly$10 monthly$10 monthly

    Last updated 26 July 2022. Excludes short term promotional offers.

    Making your
    plans reality

    Upgrading to a new car? Getting your debt under control?

    Whatever your plans, turn “next year” into now with a personalised, no-fees loan.

    Getting your loan is easy as…

    Our application process is simple and transparent. No hidden fees and no rate surprises.

    Learn More

    1. Get your rate

    It takes 2 minutes to get your confirmed rate^ without impacting your credit score.

    2. Apply online

    Complete your online application and get a response in 2 minutes.

    3. Money in your account

    Access your funds within 24-48 hours of being approved.

    Why-Now-Video-Thumb-Placeholder

    Why NOW Finance?

    Award-winning loans and none of the bank. Over 32,000 customers have trusted NOW Finance with their next big move.

    See more reasons
    NOW Finance at Trustpilot

    Knowledge Center

    I want to learn about…

    Category Dropdown Custom Labels

    What is a good credit score?

    If you have applied for credit or a loan in Australia, you will have a credit score. Depending on the …

    New look. New site. Still none of the bank.

    At NOW Finance, we’ve never been afraid of change. In fact, adapting to change has been part of our DNA …

    Are early pay services replacing payday loans as your biggest financial risk?

    Payday loans and other types of short-term borrowing are widely accepted as being potentially dangerous for your finances. As well …

    Repayment Calculator

    Calculate how much you’ll be repaying.

    Let’s Calculate

    Eligibility Checker

    Check if you qualify to apply.

    Check Eligibility

    Ready to make your next move?

    Get your personalised rate in 2 minutes without impacting your credit score.

    Get My Rate