LOOKING FOR A PERSONAL LOAN

WITH A GREAT RATE AND NO FUSS?

NOW YOU'VE FOUND IT!

No Fee Personal Loan

From
From
6.95% pa Interest Rate
6.95%* pa Comparison Rate
For loans from $5k to $15k

Learn More

Unsecured Personal Loan

From

From

6.95% pa Interest Rate
8.56%* pa Comparison Rate
For loans from $15k to $40k

Learn More

Secured Personal Loan

Secure your Loan
get a further 1-2.5% off your interest rate!
For loans from $15k to $50k

Learn More

See what your repayments will be:

Repayments

^ The repayment amount is based on the position of the sliders below.

interest rate p.a.

comparison rate p.a.


How much would you like to borrow?

How is your credit rating?

What is your desired loan term?

Why NOW FINANCE?

Because our loans are simple, tailored, and hassle-free

Simple and easy-to-understand personal loans

You get personalised service from an Australian-based loan advisor

No-fuss application and settlement process

Our Customers love us

Your own Australian-based personal loan advisor


Your personal loan advisor will help you through the entire process from application to settlement and beyond.

If you have questions and need answers, your advisor is on hand to guide you throughout your loan term.

Trust our numbers

We’re proud to have gained the trust of Australians since launching in 2013

TOTAL APPLICATIONS

$1.8 Billion


The total amount of applications we received

CUSTOMER ENQUIRIES

238,000


Strong growth since we launched

LOAN SETTLEMENTS

28,400+


Happy customers and growing each day

Ready to start?

Our loan application is simple and secure

Call 1300 275 669
Get Started

Give yourself financial breathing space and take control of your existing debt.


kNOWledge Base

Empower yourself with easy-to-follow information on personal loans

Start Learning

Read articles, watch videos, discover everything you need to know about finance

Get to know Kerrie

Kerrie wanted an easy solution to paying off credit card debt.

NOW FINANCE helped her consolidate her debt and organise her finances.

Click here for more videos >>

Read articles, watch videos, discover everything you need to know about finance

Get to know Brendan

Brendan appreciated our fast, online application process after having previously dealt with the big 4.

Click here for more videos >>

Read articles, watch videos, discover everything you need to know about finance

Get to know Leanne

Leanne always wanted to go to Canada. NOW FINANCE helped her fulfil her dream.

Watch Leanne’s story NOW

Click here for more videos >>

Things you should know

Applications for finance are subject to NOW FINANCE’s lending and approval criteria. Terms, conditions, fees and charges may apply. For example, there is usually an establishment fee and a monthly administration fee applicable. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.

No Fee Personal Loan: No fees apply only to approved applicants for loan amounts between $5,000 to $15,000. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Interest rates range from 6.95% p.a. (6.95% p.a. comparison rate) to 17.95% p.a. (17.95% p.a. comparison rate). See below for information on comparison rates.

Unsecured and Secured Personal Loans: Unsecured interest rates start from 6.95% p.a. (8.56% p.a. comparison rate) to 17.95% p.a. (19.51% p.a. comparison rate). Secured interest rates start from 5.95% p.a. (7.60% p.a. comparison rate) to 15.45% p.a. (17.07% p.a. comparison rate). See below for information on comparison rates.

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW FINANCE no fee personal loans are based on a loan of $10,000 over 3 years. The comparison rates for the NOW FINANCE unsecured and secured personal loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030