Award-winning personal loans

with great rates and no fees.

That's the power of NOW!

Unsecured Personal Loan

From
From
5.95% pa Interest Rate
5.95%* pa Comparison Rate

Borrow $5K to $50K

Secured Personal Loan

From
From
4.45% pa Interest Rate
4.45%* pa Comparison Rate

Borrow $15K to $100K

No fees. No surprises.

  • No establishment fees
  • No account keeping fees
  • No early repayment fees
  • Fixed repayments for the life of your loan

Unsecured Personal Loan

From
From
5.95% pa Interest Rate
5.95%* pa Comparison Rate

Borrow $5K to $50K

Secured Personal Loan

From
From
4.45% pa Interest Rate
4.45%* pa Comparison Rate

Borrow $15K to $100K

No fees. No surprises.

  • No establishment fees
  • No early repayment fees
  • No administration fees
  • Fixed repayments for the life of your loan

See what your repayments will be:

Why NOW Finance?

Because our loans are simple, tailored, and hassle-free

Simple and easy-to-understand personal loans

You get personalised service from an Australia-based loan advisor

No-fuss application and settlement process

Our Customers love us

Trustpilot
Trustpilot

Your own Australia-based personal loan advisor

Your Personal Loan Advisor will help you through the entire process from application to settlement and beyond.

If you have questions and need answers, your advisor is on hand to guide you throughout your loan term.

Learn More

Trust our numbers

We’re proud to have gained the trust of Australians since launching in 2013

TOTAL APPLICATIONS

$2.04 Billion

The total amount of applications we received

CUSTOMER ENQUIRIES

284,000

Strong growth since we launched

LOAN SETTLEMENTS

32,000+

Happy customers and growing each day

Ready to start?

Our loan application is simple and secure

Call 1300 275 669
Get Started

Types of Personal Loan

Debt Consolidation Loan
Home Renovation Loan
Car Finance
Travel Loan
Other types of loan

Debt Consolidation Loan

Give yourself financial breathing space and take control of your existing debt.


Learn MoreGet Started

kNOWledge Base

Empower yourself with easy-to-follow information on personal loans

Start Learning

Read articles, watch videos, discover everything you need to know about finance

Get to know Kerrie

Kerrie wanted an easy solution to paying off credit card debt.

NOW Finance helped her consolidate her debt and organise her finances.

Click here for more videos >>

Read articles, watch videos, discover everything you need to know about finance

Get to know Brendan

Brendan appreciated our fast, online application process after having previously dealt with the big 4.

Click here for more videos >>

Read articles, watch videos, discover everything you need to know about finance

Get to know Leanne

Leanne always wanted to go to Canada. NOW Finance helped her fulfil her dream.

Watch Leanne’s story NOW

Click here for more videos >>

THINGS YOU SHOULD KNOW:

New loans only. Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees apply however if you do not comply with the terms of your loan, we may pass on to you any third party enforcement or recovery costs incurred by us. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).  

*ABOUT COMPARISON RATES:

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees therefore the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

EXAMPLE:

An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would estimate to a minimum total amount payable of $34,686.60 via the weekly payment option. Rates are subject to change.

^CONFIRMED RATE:

Our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

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NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030