What can I use a Holiday & Travel loan for?

A Holiday & Travel Loan can help cover a wide range of travel-related expense, such as: Flights and other transport costs Hotels and accommodation Tours, activities, and excursions Holiday packages Entertainment, dining, and spending money You can use the loan to fund your entire trip or just specific parts of it, giving you the flexibility to plan a holiday that fits your budget.

Holiday & Travel Loans

Fly away with no fees.

Stop dreaming and start packing with a travel loan up to $50,000. Unsecured funding for flights and hotels with $0 fees and no fuss.

From

5.95

Interest rate

From

5.95

Comparison rate*

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Won’t impact your credit score

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Benefits

What can you use a Holiday & Travel Loans for?

Travel sooner, not later

A holiday loan gives you the funds upfront so you don’t have to wait years to save. Book your flights, accommodation, and experiences now and spread the cost over time.

Enjoy stress-free planning

Instead of dipping into your savings or juggling multiple payments, one clear loan means simple budgeting, so you can focus on planning the trip, not the costs.

Flexible, manageable repayments

A holiday loan replaces big upfront costs with one easy repayment plan. This helps you stay on track financially while still enjoying your well-deserved getaway.

Create unforgettable memories

From overseas adventures to family holidays, a travel loan helps you experience more today, building memories that last a lifetime.

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**The interest rate and repayment amounts used in this calculator are estimates only. These are based on the loan details and credit score you have provided here, which may be different to the credit score obtained if you submit an application. The final interest rate you are offered may differ once you have completed a loan application and we have assessed your personal circumstances. Applications for finance are subject to NOW Finance's lending and approval criteria.

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No asset security required

Unsecured
Personal Loan

A flexible loan that can be used for a range of personal needs without using a vehicle as security.

From

5.95

Interest rate

From

5.95

Comparison rate*

Backed by an eligible vehicle

Secured
Personal Loan

A flexible loan that can be used for a range of personal needs, secured against a vehicle to potentially access a lower estimated rate.

Borrow from $15,000 to $100,000
Reduced interest rate backed by a vehicle
Funds paid to your account**
Up to 4 loan purposes
Flexible loan terms
No fees

From

5.95

Interest rate

From

5.95

Comparison rate*

**Excludes Debt Consolidation, which is paid directly to creditors.

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A Holiday & Travel Loan can help cover a wide range of travel-related expense, such as:

Flights and other transport costs
Hotels and accommodation
Tours, activities, and excursions
Holiday packages
Entertainment, dining, and spending money

You can use the loan to fund your entire trip or just specific parts of it, giving you the flexibility to plan a holiday that fits your budget.

A Holiday & Travel Loan is a personal loan designed to help you pay for trips, vacations, or other travel-related expenses, from flights and accommodation to tours and spending money. These loans are typically unsecured with a fixed interest rate, so your repayments stay predictable throughout the term.

With NOW Finance, you can borrow:

Secured Personal Loan: $15,000 – $100,000 (no fees)
Unsecured Personal Loan: $5,000 – $50,000 (no fees)

Choose a repayment term from 18 to 84 months and enjoy the freedom to travel sooner — with no fees and none of the bank.

With NOW Finance, you can borrow between $5,000 and $50,000 for unsecured loans, or up to $100,000 for secured loans, to cover your travel plans, from flights and accommodation to tours and expenses.

The amount you can borrow depends on your credit history, income, and overall financial situation.

All our Personal Loans come with no fees, competitive fixed rates, and are tailored to your circumstances.

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We talk a lot about “No fees”, but what does that mean?

Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.