LOANS FOR ALL OCCASIONS

No fees.
No worries.

Make your next big move today with a no-fee personal loan.

Won’t impact your credit score

  Get a rate in 2 minutes

Dream less. Do more.

Our low-rate personal loan has no fees. So you can focus on what’s important: turning yesterday’s dreams into today’s big moves.

No fees, guaranteed

fee-table-comparison-illustration
NOW FinanceWestpac Unsecured Personal LoanANZ Fixed Rate Personal LoanCBA Fixed Rate Personal LoanNAB Unsecured Personal Loan
Upfront Fee$0$250$150$250$250
Early Exit Fee$0$175 during first 2 years$300Fee applies$0
Missed Payment Fee$0$15$20$20$0
Ongoing Fee$0$12 monthly$10 monthly$15 monthly$10 monthly

Last updated 4 October 2024. Excludes short term promotional offers.

Getting your loan is easy as…

Our application process is simple and transparent.

1. Get your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Money in your account

Access your funds within 24-48 hours of being approved.

Why NOW Finance?

Award-winning loans and none of the bank. Over 32,000 customers have trusted NOW Finance with their next big move.

Knowledge Center

I want to learn about…

Category Dropdown Custom Labels
Blog Banner

NOW Finance wins Mozo Experts Choice Award for Personal Loans for fourth year in a row

NOW Finance has once again been heralded in the Mozo Experts Choice Awards for Personal Loans, taking home wins in …

NOW Finance recognised in Finder’s Personal Loan and Car Loan Awards

We’re thrilled to have been honoured in Finder’s Personal Loan Awards 2023 for both Unsecured Personal Loans and Secured Personal …

NOW Finance won 2 awards in the Mozo Experts Choice Awards – here’s why

Impressing the panel at financial comparison site Mozo.com.au, NOW Finance has taken out 2 titles in their annual Mozo Experts …

Repayment Calculator

Calculate how much you’ll be repaying.

Eligibility Checker

Check if you qualify to apply

Ready to make your next move?

Get your personalised quote in 2 minutes without impacting your credit score.