Funeral Loans

Flexible loans with no fees.

Focus on what matters with a personalised, no-fees loan.

From 6.75 % pa Interest rate
From 6.75 % pa Comparison rate*

Let us do the work.

Funeral costs can not only be distressing, but also unexpected. So your NOW Finance personal loan advisor will make the application process seamless and simple.

Once approved, the money’s with you in as little as 24 hours.

No fees

Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours

Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service

You’ll have a dedicated personal loan consultant to steer you through the entire process.


Our loans are fair and personal

If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.

You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.

PurposeFuneral Loans
Interest RateFrom 6.75% p.a. (Unsecured)
From 6.75% p.a. (Secured)
Comparison RateFrom 6.75% p.a.* (Unsecured)
From 6.75% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

1. Get your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Money in your account

Access your funds within 24-48 hours of being approved.


The people’s choice

With more than 1,700 5-star reviews, you won’t be the only one loving your loan.

Really quick turn around, better interest rate than my previous bank, a very uncomplicated process with a team that looked after me every step of the way.


Darren loves NOW Finance

Personalised rates and personal service. Darren shares his experience with NOW Finance.

Get your personalised quote today

What should I know about a NOW Finance funeral loan?

Organising a funeral for a loved one is never an easy process. While still in mourning, you have to do your best to give the deceased a dignified and respectful send-off. The last thing you want is to be worrying about the bill for all the expenses.

Funeral costs can quickly add up. According to the Government’s Money Smart website, funerals in Australia cost anywhere from $4k for a cremation to about $15k for something grander. And just like the cost of living, the cost of funerals keeps rising.

Many people save ahead for their own funeral, but often the savings are not enough to cover all of the costs. It’s not uncommon for families to have to find the remaining funds.

So, what can families and friends do? How can they get hold of the money they need for a funeral that befits their loved one?

For many people in Australia, funeral burial loans are the best solution. At NOW Finance, we provide loans for funeral expenses so you can give your loved ones the final farewell they deserve.

Choosing a funeral service

Once you’ve chosen an empathetic and caring funeral company, the staff will explain the expenses involved. This will allow you to plan a funeral that respects the deceased’s wishes.

Some of the expenses you can expect will include:

  • Funeral director fee
  • Transfer, storage and preparation of deceased
  • Embalming
  • Coffin
  • Death certificate
  • Cremation certificate
  • Burial service
  • Flowers

When you have a clear idea of the cost, you’ll know whether you need a personal loan for the funeral. If the costs are going to be a financial burden, then a bereavement loan can be a good idea. It will help you avoid the added stress of sudden money worries, and it will help keep you out of trouble with unmanageable debt.

If the deceased’s funeral wishes are too expensive, you may need to trim things back to reduce cost. Reducing the total amount of the loan will make things easier for you financially, both in the short and long term.

Choosing a lender for funeral burial loans

Once you’ve decided that you need a funeral loan, the next step is to choose a lender.

At NOW Finance, a personal loan for a funeral can be obtained for amounts between $5k and $50k, depending on your circumstances. This is classified as an unsecured personal loan. It’s not based on an asset such as your home or other property.

If you’re interested in a secured loan — one where you use an asset as a guarantee — NOW Finance can provide that too.

As with any loan, you should try to get a reasonable interest rate on a funeral or bereavement loan. Coping with a loss is deeply distressing in itself, so you should only consider a trusted lender who wants to give you the loan for your circumstances.

NOW Finance has an excellent reputation for providing outstanding value and top customer service. We’ve even scooped several InfoChoice Banking Awards as well as multiple Mozo Experts Choice Award.

In addition, our many satisfied customers give us great reviews and ratings on Trustpilot and Product Review. If you choose NOW Finance as your lender, you know you’ll be getting excellent value.

No fees on funeral burial loans

To lighten your load further, NOW Finance’s funeral loans come with no fees.

If you are shopping around for the best burial loan, you’ll find that NOW Finance’s comparison rates are the same as our interest rate. What you see is what you get. There are no hidden fees, which is not always the case with other lenders.

By no fees, we specifically mean no establishment fees, no monthly fees, no fees for extra repayments and no early repayment fees. We know you don’t need any unpleasant surprises during this sad time.

Why choose NOW for loans on your funeral expenses? Because you deserve financial services that are entirely transparent.

Customer service that’s tailored to your needs

It’s worth pointing out that NOW Finance is not a bank. We’re a highly credible alternative to banks and other traditional financial institutions.

We specialise in providing loans, which means we offer a very personal service for all personal loans. Our style is very different to a bank’s. We keep loans simple, and we offer a no-fuss application and settlement process. We will be sensitive and caring while ensuring your funeral loan is personalised to suit your unique situation.

You’ll be assigned your own personal loan advisor as well. Your advisor will be available to guide you at all times, from the initial application through to settlement. It is highly recommended that you speak to your personal loan advisor about the terms and conditions of the loan and that you understand the interest rates, repayment terms and timescales.

Your advisor will also be on hand if you have any questions or concerns during the term of the funeral loan.

Flexible loans for funeral expenses, when you need them most

Having to make financial decisions when you’re bereaved is very challenging. There’s often pressure to get all the funeral arrangements made within a short timeframe. The more flexible your lender, the better your chances of getting a loan that’s right for you.
With NOW Finance, flexibility is a cornerstone of our service. Find out more about how it works.

Fast, easy application for a personal loan for a funeral

Getting a funeral loan shouldn’t be a long, drawn-out affair. With NOW Finance, we use a streamlined 3-step application process that gives you fast access to the funds you need when you need them.

We provide a repayments calculator so you can see what your repayments will look like.

To make an application for a loan, you can either call us or do it all online. Applying for one of our bereavement loans takes around 10 minutes from start to finish.

Don’t let a loved one’s passing become a financial hardship. Call NOW Finance today for a stress-free, no-fuss funeral loan.

Ready to make your next move?

Get your personalised quote in 2 minutes