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A flexible loan that can be used for a range of personal needs without using a vehicle as security.
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From
%
pa
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A flexible loan that can be used for a range of personal needs, secured against a vehicle to potentially access a lower estimated rate.
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pa
Interest rate
From
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pa
Comparison rate*
**Excludes Debt Consolidation, which is paid directly to creditors.
Whether you’re moving out for the first time or eyeing off something special, a NOW Finance furniture loan makes it simple to get a sweet suite. No fees, no fuss, and no red tape.
Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.
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With NOW Finance, you can borrow between $5,000 and $50,000 for unsecured loans, or up to $100,000 for secured loans, to furnish your home or replace major items.
The amount you can borrow depends on your credit history, income, and overall financial situation.
All our Personal Loans come with no fees, competitive fixed rates, and are tailored to your circumstances.
A furniture loan is a type of personal loan that helps you purchase household furnishings without paying the full cost upfront. You can use a furniture loan to buy almost any item for your home, including:
Whether you’re moving into a new home or refreshing your living space, a furniture loan from NOW Finance gives you the flexibility to spread your payments over time, with no hidden fees and a fixed repayment plan.
With a NOW Finance Furniture Loan, funds are paid directly into your bank account, usually within 24 to 48 business hours after approval. That means you’re not limited to specific stores or partner retailers.
You can shop at any furniture stores in Australia, whether it’s a large national brand or a local boutique, and pay using your loan funds just like cash.
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Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.
Monthly fees are usually charged as you go
With some lenders, $15/month becomes $900 over 5 years.
At NOW Finance, you pay $0.
Upfront fees increase your total loan cost
Other lenders charge a $250 setup fee, which can end up costing you around $450 once interest is added.
NOW Finance = $0 upfront.
Most borrowers miss 1–3 payments over the loan term
3 missed repayments can still cost you $45 in fees with some lenders.
NOW Finance skips the fees.
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