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Home » Legal & Policies

Legal & Policies

Privacy

Privacy and Credit Reporting Policy – Now Finance

Privacy and Credit Reporting Policy – WCF Marketing

Statement of Notifiable Matters

Cyber Security

Target Market Determinations

Target Market Determination: NOW Finance Secured Personal Loan

Effective 1 April 2022

Target Market Determination: NOW Finance Unsecured Personal Loan

Effective 1 April 2022

Terms of Use

Website Terms of Use

Mobile Application Terms of Use

Complaints

Complaints Policy

THINGS YOU SHOULD KNOW
Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees only apply to new loans. If you do not comply with the terms of your loan, we may pass on to you any third party enforcement or recovery costs incurred by us. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 6.75% p.a. (6.75% p.a. comparison rate*) to 19.95% p.a. (19.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 5.75%p.a. (5.75% comparison rate*) to 17.45% p.a. (17.45% p.a. comparison rate*).

*ABOUT COMPARISON RATES
The Comparison Rate is designed to help you understand the overall cost of the personal loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees so the Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE
Your guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

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NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030.

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1300 275 669

Monday – Friday: 9am – 6pm
(Sydney / Melbourne time)