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NOW Perks 1

Your loan comes with perks

Borrowing with us has its upsides.
NOW Perks puts money back in your account, starting with cashback on your everyday bills.

Explore Perks
How It Works

Earn cashback

Compare without committing

Save on your bills & earn rewards

Switch your everyday bills through NOW Perks, and get cashback paid into your bank account.

  • HOME LOAN
Up to $1,000 cashback available

We’ve partnered with LendUs to offer cashback on eligible home loans, whether you’re buying a home or refinancing.

Learn more
  • Electricity
Up to $100 cashback available

Compare your current energy plan against other options at your address. Find a better deal, and get up to $100 cashback when you switch.

Compare energy plans
  • INTERNET
$50 cashback available

See which internet plans are available where you live, and switch to unlock cashback.

Explore internet plans
  • GAS
Up to $90 cashback available

Check gas plans from a range of providers for residential or SME, and switch to unlock cashback.

Compare energy plans
  • HEALTH INSURANCE
$250 cashback available

Review your cover against other options – save where you can, keep what matters.

Explore health insurance

How it works

1. Compare

Click any offer to head to our partner’s site, pop in a few details, and they’ll surface the deals worth a look.

2. Switch

Found something better? Make the switch, and our partners will handle the rest.

3. Cashback

Once your switch and cashback are confirmed, we’ll pay your cash into the bank account you use for your NOW Finance loan repayments.

Switch more, save more.

Perks add up. Move your electricity, gas and internet, and you could earn cashback on each.
Plus, switch all three, and you’ll get a Perks bonus.

Electricity

Up to $100 cashback

Internet

$50 cashback

Gas

Up to $90 cashback

Bonus

Multi-switch +$50

Earn

Up to $290 cashback*

*Multi-switch Bonus when switching all three products.

  • NOW Finance Loans, Explained
NOW Finance and the relevant partner will handle your personal information in line with their privacy policies. We may receive information from the partner to track your activity, confirm whether you qualify for cashback and process your payment.
No. Using NOW Perks does not change the terms of your existing NOW Finance loan. Taking up a separate refinance offer may result in a new loan agreement and different rates, repayments or terms.
No. Econnex and LendUs provide the comparison or referral services. You should review the available products, costs, features and terms and decide whether an option suits your needs.
No. You can choose the option that best suits your needs. Consider the price, features, inclusions, contract terms and service offered by each provider before switching.
Yes. NOW Finance does not charge a fee to access NOW Perks. You should still review the price, features and terms of any product before deciding whether to switch.
Update your details with NOW Finance as soon as possible. Outdated details may delay your cashback payment or prevent us from contacting you.
You will not qualify for cashback if the provider rejects, cancels or cannot complete your switch, or if you do not meet the offer requirements.
First, check that you completed the switch through an eligible NOW Perks link. Tracking times vary by offer. If you have not received a confirmation email within the timeframe shown in the offer terms, contact us and provide: – your full name – the offer you used – the date you completed the switch – any relevant order, application or reference number.
Claim limits vary by offer. Some offers may be limited to one cashback payment per customer, household, service or 12-month period. Check the relevant terms and conditions before switching.

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Tips & Articles

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Quick Links

NOW Finance Perks Terms & Conditions:

NOW Finance Perks is available to customers with an active NOW Finance loan. Cashback amounts shown are maximums (“up to”) and depend on the provider, product and offer you choose. Not everyone will qualify for the full amount. The comparison tools provided by third-party partners (Econnex for energy, gas, internet and health insurance; LendUs for home loans) are subject to each partner’s own terms, and may change or be withdrawn at any time. Once an offer is tracked, it can take up to 90 days for us to receive the cashback from our partner, after which it’s paid in our next monthly payment run into the account linked to your NOW Finance loan. NOW Finance doesn’t provide personal advice – consider whether a product is right for you before switching. Full terms apply: NOW Finance Perks Terms & Conditions.