AWARD-WINNING PERSONAL LOANS
Get the funds you need with no fees
Say goodbye to hidden fees and hello to financial freedom. Apply for a no-fee personal loan today.
Won’t impact your credit score
Get a rate in 2 minutes


No fees
Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours
Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service
You’ll have a dedicated personal loan consultant to steer you through the entire process.
Find the right loan to
power your next big move
Unsecured
Personal Loan
Whether you’re consolidating debt, making a big purchase, or just need some extra cash, our unsecured personal loan has got you covered.
Secured
Personal Loan
Whatever you’ve got planned, our secured personal loan can make it happen sooner. Get access to our lowest rate by providing a secured asset.
Popular reasons for a personal loan
Raving reviews & awards
With more than 1,900 5-star reviews, you won’t be the only one loving your loan.





Personal loans, explained
Frequently asked questions
Ready to make your next move?
Get your personalised quote in 2 minutes without impacting your credit score.
What should I know about a NOW Finance personal loan?
Is lack of cash stopping you from making memories and achieving your goals? A personal loan could be the solution. Whether you want to renovate your home, consolidate your debt or do something else entirely, NOW Finance may be able to help.
We offer personal loans with no fees, competitive rates and none of the bank. Not only are our personal loans affordable, but they’re also simple, tailored, easy to manage and fast.
NOW Finance is not a bank. We give our all into providing fast personal loans. Our personal service means customers consistently give us excellent reviews. Isn’t it time you experienced the power of one of Australia’s leading personal loan providers?
Personal loans, both big and small
NOW Finance provides a range of loan sizes. The amount you can borrow ranges from $5,000 to as much as $100,000. Whatever the size of your personal loan, it can make a big difference to your life when you borrow from a trusted lender like NOW Finance.
No fees
When we say “no fees”, we mean it. There are no establishment fees, no monthly fees, no fees for extra repayments and no early repayment fees.
NOW Finance really does make borrowing money simpler, more transparent and cheaper.
Competitive rates
NOW Finance provides highly competitive interest rates. We’re an excellent alternative to the big banks and credit cards.
Because we don’t charge fees, our comparison rates are identical to our interest rates. NOW Finance makes it simpler to shop for your personal loan in Australia and compare costs with other lenders.
Use our get my rate service to calculate your guaranteed rate for your personal loan.
Borrow with confidence
When you borrow from NOW Finance, you repay the loan over an agreed period of time, ranging from 18 months to 7 years.
Fixed repayments give you peace of mind — you can relax, knowing your repayment will be the same every time, making it so much easier to manage your money.
NOW Finance also offers flexible repayment terms. You can choose a weekly or fortnightly repayment schedule that suits your lifestyle and budget.
If you want to make extra repayments on top of your regular repayments, you won’t be penalised. There is no extra charge.
Use our personal loan calculator now to calculate your estimated repayments.
Easy application for fast personal loans
Applying for a NOW Finance personal loan in Australia is easy and fast. You can do everything online in a few simple steps and our online personal loan application takes just 10 minutes.
The three basic steps include:
- Get your rate — It takes 2 minutes to get your personalised rate without impacting your credit score.
- Apply online — Complete your online application and get a response in 2 minutes.
- Money in your account — Access your funds within 24-48 hours of being approved.
To get a fuller picture, read how it works.