Personal Loans

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Personal Loans

At NOW FINANCE, we offer personal service and an easy, efficient way to meet some of life’s expenses, whether unexpected or planned.”

To see if a NOW FINANCE personal loan could be right for you, take a few moments to see how it works, check our eligibility criteria, and to calculate your estimated repayments with our personal loans calculator.

Ready to proceed? Get your personalised rate NOW.

Still have questions, or want to know more before you apply? We’re here to help. Call 1300 ASK NOW (1300 275 669) between 9AM-8PM Mon-Fri (AEST) to speak to one of our friendly Personal Loan Advisors.”

Personal loans of up to $40,000 for you to use it to renovate and revamp your home according to your needs and designs

Loan purposes

We provide a range of flexible personal loans designed to suit your needs

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Ready to start?

Our loan application is simple, secure, and fast

Call 1300 275 669 or

Get your loan in a few simple steps

Step 1.

Eligibility check

To start, we ask you a few simple questions to ensure you're eligible to apply

Step 2.

Personal details

Next, we ask you to answer a few questions about your personal situation so we can offer you a truly personalised rate

Step 3.

Loan details

Once you have your personalised rate, you have the option to adjust your preferred repayment schedule, term, and borrowing amount

Step 4.

Financial details

When we know a bit about you and what you'd like to borrow, we ask a bit about your financial position to make sure our loan suits your needs

(Submission of an application affects your credit file)

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.45% p.a. (9.07% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142