Personal Loans

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Personal Loans for a range of purposes, borrow up to $100,000

At NOW Finance, we offer personal loans in an easy, efficient way to meet some of life’s expenses, whether unexpected or planned.

To see if a NOW Finance personal loan could be right for you, take a few moments to see how it works, check our eligibility criteria, and to calculate your estimated repayments with our personal loans calculator.

Ready to proceed? Get your personalised rate NOW.

Still have questions, or want to know more before you apply? We’re here to help. Call 1300 ASK NOW (1300 275 669) between 9AM-6PM Mon-Fri (AEST) to speak to one of our friendly Personal Loan Advisors

Popular Loans

Home Renovation Loan
Debt Consolidation Loan
Household Furnishings
Car Finance
Travel Loan

Home Renovation Loan

Personal loans of up to $50,000 for you to use it to renovate and revamp your home according to your needs and designs

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Loan purposes

We provide a range of flexible personal loans designed to suit your needs

Vehicle Finance

Medical & Dental Loa...

Travel Loan

Home Renovation Loan

Debt Consolidation L...

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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

Loan Details

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NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030