Personal Loans

Personal loans for a range of purposes, borrow up to $100,000

Home > Personal Loans

Personal Loans for a range of purposes, borrow up to $100,000

At NOW Finance, we offer personal loans in an easy, efficient way to meet some of life’s expenses, whether unexpected or planned.

To see if a NOW Finance personal loan could be right for you, take a few moments to see how it works, check our eligibility criteria, and to calculate your estimated repayments with our personal loans calculator.

Ready to proceed? Get your personalised rate NOW.

Still have questions, or want to know more before you apply? We’re here to help. Call 1300 ASK NOW (1300 275 669) between 9AM-6PM Mon-Fri (AEST) to speak to one of our friendly Personal Loan Advisors

Get your personalised rate in less than 2 minutes

or call 1300 275 669

Our Personal Loans

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Loan categories

We provide a range of flexible personal loans designed to suit your needs.

Get funds in your account in 24-48 hours

Our application process is easy

Eligibility Confirmation

We confirm your eligibility

Repayment capacity

We check your repayment capactity

Documentation and ID

We check your ID to make sure it is you

Receiving your funds

Nominate a bank account for deposit

Get your personalised rate in less than 2 minutes

or call 1300 275 669

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THINGS YOU SHOULD KNOW

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees only apply to new loans. If you do not comply with the terms of your loan, we may pass on to you any third party enforcement or recovery costs incurred by us. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*ABOUT COMPARISON RATES

The Comparison Rate is designed to help you understand the overall cost of the personal loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees so the Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

Your guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030.

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