Personal Loans


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Personal Loans for a range of purposes, up to $40,000 in value


At NOW FINANCE, we offer personal loans in an easy, efficient way to meet some of life’s expenses, whether unexpected or planned.

To see if a NOW FINANCE personal loan could be right for you, take a few moments to see how it works, check our eligibility criteria, and to calculate your estimated repayments with our personal loans calculator.

Ready to proceed? Get your personalised rate NOW.

Still have questions, or want to know more before you apply? We’re here to help. Call 1300 ASK NOW (1300 275 669) between 8AM-6PM Mon-Fri (AEST) to speak to one of our friendly Personal Loan Advisors.”

Personal loans of up to $40,000 for you to use it to renovate and revamp your home according to your needs and designs


Loan purposes


We provide a range of flexible personal loans designed to suit your needs

Vehicle Finance
Medical & Dental Loa...
Travel Loan
Home Renovation Loan
Debt Consolidation L...
Other

Ready to start?

Our loan application is simple, secure, and fast

Call 1300 275 669 or

Things you should know

Applications for finance are subject to NOW FINANCE’s lending and approval criteria. Terms, conditions, fees and charges may apply. For example, there is usually an establishment fee and a monthly administration fee applicable. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.

No Fee Personal Loan: No fees apply only to approved applicants for loan amounts between $5,000 to $15,000. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Interest rates range from 6.95% p.a. (6.95% p.a. comparison rate) to 17.95% p.a. (17.95% p.a. comparison rate). See below for information on comparison rates.

Unsecured and Secured Personal Loans: Unsecured interest rates start from 6.95% p.a. (8.56% p.a. comparison rate) to 17.95% p.a. (19.51% p.a. comparison rate). Secured interest rates start from 5.95% p.a. (7.60% p.a. comparison rate) to 15.45% p.a. (17.07% p.a. comparison rate). See below for information on comparison rates.

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW FINANCE no fee personal loans are based on a loan of $10,000 over 3 years. The comparison rates for the NOW FINANCE unsecured and secured personal loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030