Personal Loans
Welcome to NOW FINANCE and our range of personal loans.
Here at NOW FINANCE, we offer a simply personal service and an easy, efficient way to meet some of life’s expenses, whether they’re unexpected or you have something planned but need a helping hand to pay.
Our personal loans are suitable for Australians with a variety of needs, reasons, and circumstances behind needing finance, and we’re committed to doing whatever we can to help all of our customers get the capital they need.
Check out our specific range of personal loan options by scrolling down the page, or alternatively check our eligibility criteria to see whether NOW FINANCE is likely to be right for you, or see what you can expect to pay for a NOW FINANCE loan with our personal loans calculator.
Once you’re ready to proceed, contact NOW FINANCE to speak to one of our personal loan advisors and discuss your needs further or get your personalised rate NOW.
Home Improvement
Personal loans of up to $40,000 for you to use it to renovate and revamp your home according to your needs and designs
Loan Categories
We provide a range of flexible personal loans designed to suit your needs.
Get your loan in a few simple steps
Step 1.
Eligibility Check
A few questions to make sure you qualify for the loan.
Step 2.
Personal Details
To give you a personalised interest rate, we ask for more specific personal information.
Step 3.
Loan Details
Confirm how much you want to borrow based on your personalised interest rate.
(No impact on your credit file)
Step 4.
Financial Details
Tell us about your financial position, so we can ensure your personal loan fits your budget.
(Impacts your credit file)
Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.95%pa (9.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)
*Comparison rates are based on a loan of $30,000 over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.95% p.a. (9.56% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.
NOW FINANCE is a trademark of NOW Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142
