Receive a gift card up to $200 on settlement

Eligible customers who apply and settle before or on 1 March 2024 can receive a gift card on settlement.

Won’t impact your credit score     Get a rate in 2 minutes

Terms and Conditions Apply.

Do More in 2024 with a no fee personal loan

Constantly told you have to do less to save more? Less shopping? Less going out? Less fun?

We believe you should be able to do more by paying less on your personal loan.

With our no-fee personal loans, it’s even easier to make your New Year plans happen now.

To celebrate ticking off a goal – because Wow! Already?! – we’re giving eligible new customers a choice of 1 of 4 gift cards up to the value of $200, when they apply and settle a personal loan between 29 December 2023 and 1 March 2024.

Choice of 4 retailers
Red Balloon
Supercheap Auto

It’s time to turn “next year” into NOW!

Loan amount settledGift card value
$5,000 to $10,000$50 gift card
$10,001 to $30,000$100 gift card
$30,001 or over$200 gift card

How to Enter

Get your personalised quote and apply for a loan.
If approved, sign your contract to receive your funds within 24-48 hours.

If eligible*, you will receive an email asking you to claim your gift card from your preferred retailer. Once you select your retailer, we will send you the gift card via email.


Dream less. Do more.

Our low-rate personal loan has no fees. So you can focus on what’s important: turning yesterday’s dreams into today’s big moves.

Raving reviews & awards

With more than 1,900 5-star reviews, you won’t be the only one loving your loan.

It’s time to turn “next year” into NOW!

Get your personalised rate in 2 minutes without impacting your credit score.

Terms and Conditions

*An eligible customer is a new customer who applies and settles a personal loan through any of our direct channels. A direct channel means you have not used a Broker, or you are not an existing customer who is refinancing their current loan.

The Do More in 2024 promotion is only available to eligible new NOW Finance customers who apply for and settle a new NOW Finance personal loan between 29 December 2023 and 1 March 2024. All applications are subject to NOW Finance’s lending and approval criteria. NOW Finance reserves the right to amend or withdraw the competition at any time without notice. 

Terms and conditions apply, please see the full terms and conditions here