Soft Enquiry

A soft enquiry is a credit check a lender may conduct to assess your eligibility for a personal loan or other types of credit. You may see a soft enquiry called an AccessSeeker check with some lenders. A soft enquiry allows a lender to see your credit score and some other information from your credit history to decide whether they can offer you a loan.
You will be able to see when a lender has conducted a soft enquiry if you check your credit file. However, lenders themselves cannot see this information, nor do soft enquiries affect your credit score.