No fees and none of the bank


Award-winning personal loans with great rates. Choose the option that best suits you.

Unsecured Personal Loan

5.95%pa Interest Rate
5.95%pa Comparison Rate*

Borrow $5k to $50k

Secured Personal Loan

4.45%pa Interest Rate
4.45%pa Comparison Rate*

Borrow $15k to $100k

No fees. No surprises.

We believe in simple, transparent and flexible lending solutions.
Pay no fees on your personal loan, now or ever.

Our loans are simple, tailored and hassle-free

  • Simple personal loans
  • Personalised service
  • No-fuss application and settlement

See what your repayments will be:

Find out what your repayments would be on a NOW Finance personal loan with our easy-to-use repayment calculator.

Don’t just listen to us

Your own personal loan advisor

Your personal loan advisor will help you through the entire process from application to settlement and beyond.

If you have questions and need answers, your advisor is on hand to guide you throughout your loan term.

Learn More

Trust our numbers

We’re proud to have gained the trust of Australians since 2013

Total Applications

$2.04 billion

The total amount of applications we received

Customer Enquiries


Strong growth since we launched

Loan Settlements


Happy customers and growing each day

Applying online is easy

Our online application typically only take 10 minutes.

  1. Eligibility Check Check whether you are eligible to apply
  2. Personal Details Tell us about your personal circumstances
  3. Confirmed Rate ^ Get offered a guaranteed personalised rate
  4. Financial Details Tell us about your financial position

Get your personalised rate in less than 2 minutes

Once approved, you could get funds in your account in 24-48 hours

Our application process is easy

Eligibility Confirmation

We confirm your eligibility

Repayment capacity

We check your repayment capactity

Documentation and ID

We check your ID to make sure it is you

Receiving your funds

Nominate a bank account for deposit

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Knowledge Base

Read articles, watch videos and discover everything you need to know about finance

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