Personal loan rates from 7.45% per year, comparison rates from 9.07% per year.

Our interest rates vary between 7.45% and 16.95% depending on personal circumstances and individual credit scores. Our comparison rates vary between 9.07% and 18.53%.


^ The repayment amount is based on the position of the sliders below.

interest rate p.a.

comparison rate p.a.

How much would you like to borrow?

How is your credit rating?

What is your desired loan term?


Because our loans are simple, tailored, and hassle-free

Simple and easy-to-understand personal loans

You get personalised service from an Australian-based loan advisor

No-fuss application and settlement process

Our Customers love us

Your own Australian-based personal loan advisor

Your personal loan advisor will help you through the entire process from application to settlement and beyond.

If you have questions and need answers, your advisor is on hand to guide you throughout your loan term.

Trust our numbers

We’re proud to have gained the trust of Australians since launching in 2013


$1.7 Billion

The total amount of applications we received



Strong growth since we launched



Happy customers and growing each day

Ready to start?

Our loan application is simple and secure

Call 1300 275 669
Get Started

Get your loan in a few simple steps

Step 1.

Eligibility check

To start, we ask you a few simple questions to ensure you're eligible to apply

Step 2.

Personal details

Next, we ask you to answer a few questions about your personal situation so we can offer you a truly personalised rate

Step 3.

Loan details

Once you have your personalised rate, you have the option to adjust your preferred repayment schedule, term, and borrowing amount

Step 4.

Financial details

When we know a bit about you and what you'd like to borrow, we ask a bit about your financial position to make sure our loan suits your needs

(Submission of an application affects your credit file)

Give yourself financial breathing space and take control of your existing debt.

kNOWledge Base

Empower yourself with easy-to-follow information on personal loans

Start Learning

Read articles, watch videos, discover everything you need to know about finance

Get to know Kerrie

Kerrie wanted an easy solution to paying off credit card debt.

NOW FINANCE helped her consolidate her debt and organise her finances.

Click here for more videos >>

Read articles, watch videos, discover everything you need to know about finance

Get to know Brendan

Brendan appreciated our fast, online application process after having previously dealt with the big 4.

Click here for more videos >>

Read articles, watch videos, discover everything you need to know about finance

Get to know Leanne

Leanne always wanted to go to Canada. NOW FINANCE helped her fulfil her dream.

Watch Leanne’s story NOW

Click here for more videos >>

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.45% p.a. (9.07% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142