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About NOW Finance

NOW Finance is an Australian owned finance company based in Melbourne with satellite offices in Sydney, Brisbane and Perth.

We are focused on delivering the right personal loan and outstanding service to consumers all over Australia. We understand our customers are looking for an easy and hassle-free solution to their personal finance needs.

We’re about providing you with a personal level of service. To us you are a valued customer, not just a number on a screen.

As soon as you approach us, you’ll have an Australia-based Personal Loan Advisor helping you through the application process and throughout the term of your loan.

We love keeping things simple for our customers, whether it’s during your application process or throughout the repayment period.

Your Personal Loan Advisor is there to answer questions about your account, give guidance on financial queries, and reduce any financial stress you might be experiencing so you can get up and running again.

NOW Finance offers flexible loans for customers looking to consolidate debt, improve their homes, go on holiday, finance a new car, and more.

When you need a personal loan and want personal service, get it NOW.

Management Team

Our business is based in Melbourne with satellite offices in Sydney, Brisbane and Perth, servicing customers across all states and territories. Our Australia-based management team is made up of finance executives with decades of personal lending experience.

NOW Finance is a subsidiary of Wingate, a finance and investment house specialising in property, global equities, consumer finance and private equity.

Our principles

Customer focused.

Customers are always at the heart of what we do. Our mission is simple: we listen and we help.


We strive to keep things simple. Easy, hassle-free, and no-fuss personal loans.


Integrity is central to trust. Our business is honest, transparent, and up-front.


Our success is a group effort. We work together to give customers the best outcomes, always.

Why NOW?

We provide a range of personal loans designed specifically to meet the needs of our customers.

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How it works

NOW Finance has a simple 4-step process for you to access a personal loan.

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Contact Us

If you have any questions, please contact us on 1300 275 669 - Monday to Friday, from 9am to 6pm AEST.

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New loans only. Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees apply however if you do not comply with the terms of your loan, we may pass on to you any third party enforcement or recovery costs incurred by us. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).  


The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees therefore the true cost of the loan or Comparison Rate will always equal the interest rate quoted.


An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would estimate to a minimum total amount payable of $34,686.60 via the weekly payment option. Rates are subject to change.


Our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030