about us
We’re more than just loans
Think customer-first
Our customers define
who we are
Make it easy
Simplicity is at the heart of
what we do
Do it with pride
We always do our best and we
do what’s right
Be better together
We value diversity in people
and ideas
join us
Careers with
NOW Finance
Your career in a challenging, fast-paced and rewarding environment awaits.
behind the scenes
A glimpse at the
fun side of finance
Customer Testimonials
What people are saying about us
Don’t just take our word for it, our customers say it best. From fast approvals to friendly service and
no hidden fees, we’re proud to be helping Australians take control of their finances with confidence.
Faith A. on TrustPilot - October 2025
David K. on TrustPilot - September 2025
Dorothy H. on Product Review- October 2025
Les P. on Product Review- September 2025
Robyn H. on Google - October 2025
We’re part of the NOW Finance Group
Our business is rapidly growing into a major player in
Australian personal and car loans.
Important Information
All applications for finance are subject to NOW Finance’s lending and approval criteria. No fees apply only to new NOW Finance Secured Personal Loans and new NOW Finance Unsecured Personal Loans. An establishment fee of up to $595 applies to NOW Finance Car Loans. If you do not comply with the terms of your loan, we may pass on to you any third-party enforcement or recovery costs incurred by us.
Comparison Rates are designed to help you understand the overall cost of a personal loan by taking into account the interest rate, fees and charges, the loan amount, and the loan term. All comparison rates shown are based on a loan of $30,000 over 5 years for the respective product type referenced.
- Loan terms: 18 months to 7 years
- Loan amount: $5,000 – $50,000 (Unsecured); $15,000 – $100,000 (Secured)
- Interest rates: 5.95% p.a. – 26.95% p.a. (Unsecured); 5.95% p.a. – 21.65% p.a. (Secured)
- Comparison rates: 5.95% p.a. – 26.95% p.a. (Unsecured); 5.95% p.a. – 21.65% p.a. (Secured)
- Loan terms: 18 months to 7 years
- Loan amount: $3,000 to $150,000
- Interest rates: 7.59% p.a. – 15.39% p.a.
- Comparison rates: 8.43% p.a. – 16.29% p.a.
Your personalised quote will provide you with an estimate of your interest rate and repayments. The final rate offered, if one is offered, may differ once you have completed a loan application and told us about your personal financial circumstances and credit history.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Representative example: A borrower with excellent credit taking out a $30,000 NOW Finance Unsecured Personal Loan over 5 years at an interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would pay an estimated total of $34,703.50 using the fortnightly payment option. Rates on offer are subject to change without notice.