About us

about us

We’re more than just loans

We’re committed to creating fairer, no-fuss loans –
helping Aussies reach their goals, NOW.

Think customer-first

Our customers define
who we are

Make it easy

Simplicity is at the heart of
what we do

Do it with pride

We always do our best and we
do what’s right

Be better together

We value diversity in people
and ideas

join us

Careers with
NOW Finance

Your career in a challenging, fast-paced and rewarding environment awaits.

behind the scenes

A glimpse at the
fun side of finance

We teamed up with Urzila Carlson to add some personality to personal loans. Here’s a sneak peek from the shoot—because while we’re serious about finance, we like to have a good time doing it.

Follow us on Social

Want more tips, updates, and behind-the-scenes moments?
Follow us on social media to stay in the loop and see how we’re making personal finance a little
more personal (and a lot more fun).

Customer Testimonials

What people are saying about us

Don’t just take our word for it, our customers say it best. From fast approvals to friendly service and
no hidden fees, we’re proud to be helping Australians take control of their finances with confidence.

We’re part of the NOW Finance Group

Our business is rapidly growing into a major player in
Australian personal and car loans.

Important Information
THINGS YOU SHOULD KNOW:

All applications for finance are subject to NOW Finance’s lending and approval criteria. No fees apply only to new NOW Finance Secured Personal Loans and new NOW Finance Unsecured Personal Loans. An establishment fee of up to $595 applies to NOW Finance Car Loans. If you do not comply with the terms of your loan, we may pass on to you any third-party enforcement or recovery costs incurred by us.

ABOUT COMPARISON RATES:

Comparison Rates are designed to help you understand the overall cost of a personal loan by taking into account the interest rate, fees and charges, the loan amount, and the loan term. All comparison rates shown are based on a loan of $30,000 over 5 years for the respective product type referenced.

NOW FINANCE PERSONAL LOANS:
  • Loan terms: 18 months to 7 years
  • Loan amount: $5,000 – $50,000 (Unsecured); $15,000 – $100,000 (Secured)
  • Interest rates: 5.95% p.a. – 26.95% p.a. (Unsecured); 5.95% p.a. – 21.65% p.a. (Secured)
  • Comparison rates: 5.95% p.a. – 26.95% p.a. (Unsecured); 5.95% p.a. – 21.65% p.a. (Secured)
NOW FINANCE CAR LOANS:
  • Loan terms: 18 months to 7 years
  • Loan amount: $3,000 to $150,000
  • Interest rates: 7.59% p.a. – 15.39% p.a.
  • Comparison rates: 8.43% p.a. – 16.29% p.a.
ABOUT PERSONALISED QUOTES:

Your personalised quote will provide you with an estimate of your interest rate and repayments. The final rate offered, if one is offered, may differ once you have completed a loan application and told us about your personal financial circumstances and credit history.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Representative example: A borrower with excellent credit taking out a $30,000 NOW Finance Unsecured Personal Loan over 5 years at an interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would pay an estimated total of $34,703.50 using the fortnightly payment option. Rates on offer are subject to change without notice.

Get your personalised quote in 2 minutes

Apply online in 10 minutes, with funds as soon as 24-48 business hours.