Articles


Survey Shows 25% of Respondents View Testimonial and Review Sites
Australia is behind the global curve when it comes to using online reviews and testimonials as part [...]
Read More
Survey Shows 40% of Australians Never Travel Overseas
So What Stops Australians Travelling Abroad?
Read More
How to Save for a Holiday to Europe
Europe is a hugely popular holiday destination for Australians, though due to the proximity of Europ[...]
Read More
How NOW FINANCE Provides a Better Service than the Banks
Thanks to the changing trends in the personal loan marketplace, Australian consumers now have a rang[...]
Read More
Is Negotiating Personal Loan Rates Really a Positive Experience?
Is it a positive experience, or does it have the potential to end in tears far beyond your actual at[...]
Read More
Australians are Too Lazy to Shop Around on Major Life Purchases
When it comes to having an opportunity to save money, we all love to take advantage.
Read More
The Risk of Applying for A Personal Loan for Someone Else
While you may well be doing someone a favour, you could also be putting yourself at risk.
Read More
How Much Does the Australian Dream Actually Cost?
The ‘Australian Dream’ is something to which many Australians aspire
Read More
Does Being a Millionaire Mean Anything These Days?
The status of being a millionaire itself is fairly simple – if you have a million dollars in the b[...]
Read More
Gen Y is Living on Borrowed Time
Is Gen Y Sitting on a Financial Time bomb?
Read More

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030