Articles


The New Alternative to Bank Lending Comes to Australia
In Australia’s personal loan marketplace, the big four banks – Commonwealth Bank, ANZ, NAB, and [...]
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Categories: Banks, Industry Analysis, Industry News
Is There a Credible Alternative to Payday Loans?
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Interest Rate Shock- Why Does My Interest Rate Increase After Application?
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Why a Quick Loan Approval is not a Good Outcome
“APPLY NOW AND HAVE THE MONEY IN YOUR ACCOUNT IN 30 MINUTES!” An appealing message, right? You m[...]
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Why do Personal Loan Companies Keep Declining Me?
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How to furnish your first home
Whether you are close to buying your first home, or you are ‘leaving home’ and moving into an un[...]
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Lazy Australians Are Making Late Payments and not Realising the Harm
When it comes to making repayments on time and ensuring we meet our obligations to creditors, we are[...]
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Beware Sexually Transmitted Debt
It is no secret that one of the biggest causes of arguments in relationships is money. What does cha[...]
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Have You Fallen for the Low Interest Marketing Hook?
Do you have a personal loan that you took out despite being offered an interest rate significantly l[...]
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The Real Cost of Your Credit Card: A Look Over Five Years
One of the big considerations when seeking out credit is to look at all the different options availa[...]
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030