Articles


Why a Quick Loan Approval is not a Good Outcome
“APPLY NOW AND HAVE THE MONEY IN YOUR ACCOUNT IN 30 MINUTES!” An appealing message, right? You m[...]
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Why do Personal Loan Companies Keep Declining Me?
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How to furnish your first home
Whether you are close to buying your first home, or you are ‘leaving home’ and moving into an un[...]
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Lazy Australians Are Making Late Payments and not Realising the Harm
When it comes to making repayments on time and ensuring we meet our obligations to creditors, we are[...]
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Beware Sexually Transmitted Debt
It is no secret that one of the biggest causes of arguments in relationships is money. What does cha[...]
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Have You Fallen for the Low Interest Marketing Hook?
Do you have a personal loan that you took out despite being offered an interest rate significantly l[...]
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The Real Cost of Your Credit Card: A Look Over Five Years
One of the big considerations when seeking out credit is to look at all the different options availa[...]
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Getting Married: How to Share the Financial Responsibility
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Organise your finances using a personal loan
Using a personal loan is a great way to get your finances in order and put yourself on the path to a[...]
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Always Saving for a Rainy Day? There is an Alternative
Most people budget and try to save money for a rainy day. It’s a smart thing to do. After all, the[...]
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.