Articles


Are loan calculators accurate?
Many banks and finance providers, including ourselves here at NOW FINANCE, allow visitors to their w[...]
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Say hello to NOW FINANCE’s latest ad campaign
Here at NOW FINANCE we’re always looking for ways to innovate, both with our products and how we [...]
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Categories: Company News, NOW FINANCE
Does bankruptcy affect my credit score?
If you are declared bankrupt – irrespective of whether you applied for bankruptcy voluntarily or a[...]
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Does bankruptcy affect ones spouse or family?
Being declared bankrupt can have a significant impact on your life and particularly on your financia[...]
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How can budgeting really help you?
Coming up with a personal budget can have a hugely positive impact on your financial affairs. How do[...]
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How much debt is too much debt?
We all have our own set of individual financial circumstances, therefore the answer to the question [...]
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Categories: Bankruptcy, Debt Management, Money Matters
How to identify the best debt consolidation option for you
Whether you find yourself starting to struggle with debt repayments, or would simply like to simplif[...]
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Insolvency vs. bankruptcy
The terms insolvency and bankruptcy are often used interchangeably. As such, they are often confused[...]
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Categories: Bankruptcy, Debt Management, Money Matters
How can late loan repayments affect your credit history?
There are a large number of factors that can influence your credit score and credit history. One of [...]
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What affects your VEDA credit file?
If you are considering applying for a personal loan or another finance product, such as a mortgage o[...]
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Categories: Credit Reports & Ratings

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.95%pa (9.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.95% p.a. (9.56% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of NOW Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142