Articles


Getting Married: How to Share the Financial Responsibility
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Organise your finances using a personal loan
Using a personal loan is a great way to get your finances in order and put yourself on the path to a[...]
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Always Saving for a Rainy Day? There is an Alternative
Most people budget and try to save money for a rainy day. It’s a smart thing to do. After all, the[...]
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How to Achieve a Dream Holiday for Under $10,000
Australians are taking more international holidays than ever before. Trend data from the Australian [...]
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What are the Alternatives to Banks for Consumer Lending?
Where do you go if you want to take out a personal loan? For the vast majority of Australians, the a[...]
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Christmas is around the corner: Are you financially ready?
With Christmas only a matter of weeks away, where are you up to with your preparations? We know that[...]
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Caravan, motorhome, or tent? Choose wisely
While it is easy to find a great deal for an overseas holiday, many families choose to travel around[...]
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Budgeting apps and businesses explained
There is a wide variety of budgeting apps available for consumers to help with their personal financ[...]
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Categories: Fintech News, Personal Loans IQ
Are loan calculators accurate?
Many banks and finance providers, including ourselves here at NOW FINANCE, allow visitors to their w[...]
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Say hello to NOW FINANCE’s latest ad campaign
Here at NOW FINANCE we’re always looking for ways to innovate, both with our products and how we [...]
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Categories: Company News, NOW FINANCE

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030