Articles


How to Achieve a Dream Holiday for Under $10,000
Australians are taking more international holidays than ever before. Trend data from the Australian [...]
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What are the Alternatives to Banks for Consumer Lending?
Where do you go if you want to take out a personal loan? For the vast majority of Australians, the a[...]
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Christmas is around the corner: Are you financially ready?
With Christmas only a matter of weeks away, where are you up to with your preparations? We know that[...]
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Caravan, motorhome, or tent? Choose wisely
While it is easy to find a great deal for an overseas holiday, many families choose to travel around[...]
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Budgeting apps and businesses explained
There is a wide variety of budgeting apps available for consumers to help with their personal financ[...]
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Categories: Fintech News, Personal Loans IQ
Are loan calculators accurate?
Many banks and finance providers, including ourselves here at NOW FINANCE, allow visitors to their w[...]
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Say hello to NOW FINANCE’s latest ad campaign
Here at NOW FINANCE we’re always looking for ways to innovate, both with our products and how we [...]
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Categories: Company News, NOW FINANCE
Does bankruptcy affect my credit score?
If you are declared bankrupt – irrespective of whether you applied for bankruptcy voluntarily or a[...]
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Does bankruptcy affect ones spouse or family?
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How can budgeting really help you?
Coming up with a personal budget can have a hugely positive impact on your financial affairs. How do[...]
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.