Articles


What is a personal loan and how can I get one?
A personal loan can be a great financial option for people in a wide range of circumstances. A perso[...]
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Categories: Personal Loans
What’s the best way to increase my credit rating?
A strong personal credit rating is very much an essential part of modern life. With a strong credit [...]
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How can I check my credit history?
Our credit history can play a big part in our lives. From something as innocuous as a mobile phone c[...]
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Categories: Credit Reports & Ratings
What are the eligibility criteria for a personal loan?
Being turned down for a personal loan or any other type of credit can be frustrating and stressful, [...]
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Categories: Personal Finance
How are credit scores determined?
With credit scoring forming a major part of the decision making process of a money lender or credit [...]
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Categories: Credit Reports & Ratings
How to get approved for a personal loan
There are several reasons why you may need to apply for a personal loan. At [name], we offer unsecur[...]
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Categories: Personal Loans, Personal Loans IQ
How to improve a bad credit rating
A bad credit rating can be a barrier to accessing numerous financial products and services, from a s[...]
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How to pay off credit card debts
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Categories: Debt Management
How long do bad credit reports stay on our file?
Before deciding whether to offer you a loan, we will undertake a number of checks to ensure your eli[...]
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Categories: Credit Reports & Ratings
What types of debts can be consolidated?
Debt consolidation is a good way to gain a degree of control over your finances, and is a particular[...]
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Categories: Debt Consolidation, Debt Management

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.45% p.a. (9.07% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142