Articles


Setting financial goals that work for you
You might not feel you are at a point in your life where you need to be setting financial goals or e[...]
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How to finance your dream wedding
Weddings are a big event, and for most people they represent the biggest and most important day in t[...]
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Categories: Lifestyle, Personal Finance, Weddings
What’s the annual percentage rate?
When taking out a personal loan or another financial product, you will often see the annual percenta[...]
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Categories: Interest Rates
How to pay off your personal loan quicker
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A guide to bankruptcy laws
If you are considering declaring yourself bankrupt, or a creditor has started taking steps to have y[...]
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Categories: Bankruptcy
How do I finance my swimming pool?
Installing a swimming pool at your property is a great way to enhance your lifestyle as well as add [...]
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Categories: Personal Finance, Refinancing
Do you know that credit enquiries can hurt your credit score?
Whenever you apply for any credit product, a number of checks will take place. First, you will be ch[...]
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Categories: Credit Reports & Ratings
Home renovation project & finance: 3 ways to finance a home renovation
A home renovation might be required in order to make necessary ‘running repairs’ to your home, o[...]
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Categories: Personal Finance
12 effective ways to save money on a tight budget
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Debt consolidation vs. debt settlement – which is which?
If you’re facing financial difficulties and are struggling to make repayments on time or in full, [...]
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Categories: Debt Consolidation, Debt Management

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030