Articles


How to pay off your personal loan quicker
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A guide to bankruptcy laws
If you are considering declaring yourself bankrupt, or a creditor has started taking steps to have y[...]
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Categories: Bankruptcy
How do I finance my swimming pool?
Installing a swimming pool at your property is a great way to enhance your lifestyle as well as add [...]
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Categories: Personal Finance
Do you know that credit enquiries can hurt your credit score?
Whenever you apply for any credit product, a number of checks will take place. First, you will be ch[...]
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Categories: Credit Reports & Ratings
Home renovation project & finance: 3 ways to finance a home renovation
A home renovation might be required in order to make necessary ‘running repairs’ to your home, o[...]
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Categories: Personal Finance
12 effective ways to save money on a tight budget
Overspending is an easy habit to get into, albeit often a difficult one to identify and a harder one[...]
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Debt consolidation vs. debt settlement – which is which?
If you’re facing financial difficulties and are struggling to make repayments on time or in full, [...]
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Categories: Debt Consolidation, Debt Management
Will debt consolidation make you spend more… or less?
There are many questions to ask and things to ponder prior to taking out a debt consolidation soluti[...]
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Categories: Debt Consolidation
Do you know what happens if your debt goes to collections?
Many people have no idea what happens if their outstanding debt is passed onto a collections departm[...]
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Categories: Debt Management
What will personal loans be like in 100 years?
Predicting the future is always tough, and some people would call it a mugs game. That doesn’t tak[...]
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Categories: Personal Finance, Personal Loans

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.