Articles


What Does Mandatory Comprehensive Credit Reporting Mean for Consumers? Benefits and Concerns
CCR is seen as a positive move for consumers
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Negative vs. Positive Credit Reporting
From 1 July 2018, the big four banks will be required to share much more information with credit rep[...]
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Why are Some Banks against Comprehensive Credit Reporting?
Despite this generally positive outlook, some banks have concerns regarding CCR.
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Missed a Payment or was Denied Credit? Comprehensive Credit Reporting Could Help You Recover from a Poor Credit History
you are given more control over whether lenders see you as being “credit-worthy” or not
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Who Will Access my Comprehensive Credit Reporting?
Most people are aware that they will be credit checked when they apply for a personal loan, or want [...]
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Why Comprehensive Credit Reporting is Good News for Borrowers with a Thin Credit File
While these potential benefits extend to all, it is possible that prospective borrowers with a thin [...]
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Important Tips to Stay on Top of Comprehensive Credit Reporting
do’s and don’ts you should follow to ensure you keep your credit file in the best possible shape
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Always Pay Bills On Time? Comprehensive Credit Reporting Could Help You Achieve Better Deals
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Funniest Reasons People Have Applied for a Personal Loan
wild and wonderful reasons why people require a loan
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Hottest Technology Trends of 2018 You Definitely Won't Want to Miss!
technology trends of 2018 that you won’t be able to miss
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.