Articles


History Timeline – How Financial Times Have Changed from Each Generation
It is common for one generation to blame a previous generation when discussing finances, or living o[...]
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Is Avocado Toast Really Denying Millennials the Right to Own a Home?
What did avocado ever do to anyone?
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Categories: Industry Analysis, Saving Tips, Spending
Australia Moves to NEW Comprehensive Credit Reporting (CCR) Regime
Australia continues to move to a new comprehensive credit reporting (CCR) regime from 1 July 2018
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What Does Mandatory Comprehensive Credit Reporting Mean for Consumers? Benefits and Concerns
CCR is seen as a positive move for consumers
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Negative vs. Positive Credit Reporting
From 1 July 2018, the big four banks will be required to share much more information with credit rep[...]
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Why are Some Banks against Comprehensive Credit Reporting?
Despite this generally positive outlook, some banks have concerns regarding CCR.
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Missed a Payment or was Denied Credit? Comprehensive Credit Reporting Could Help You Recover from a Poor Credit History
you are given more control over whether lenders see you as being “credit-worthy” or not
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Who Will Access my Comprehensive Credit Reporting?
Most people are aware that they will be credit checked when they apply for a personal loan, or want [...]
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Why Comprehensive Credit Reporting is Good News for Borrowers with a Thin Credit File
While these potential benefits extend to all, it is possible that prospective borrowers with a thin [...]
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Important Tips to Stay on Top of Comprehensive Credit Reporting
do’s and don’ts you should follow to ensure you keep your credit file in the best possible shape
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030