Personal finance brokers can help you find a range of finance products, including personal loans, credit cards, and insurance.

Some lenders may refer to their monthly fees and any added charges under the umbrella term ‘ongoing fees’. Most lenders …

A non-bank lender is a lender from where you can borrow money, but aren’t classified as a bank! Non-bank lending …

The monthly fee is an ongoing payment you make to your lender, effectively a servicing and administration fee. Most lenders …

Your loan term is the length of time over which you borrow money, usually from the date your loan starts …

A joint personal loan is a loan you can apply for in conjunction with your partner or spouse.Both parties hold …

Your interest rate is the percentage of your borrowing you will repay to the lender on top of the loan, …

A hard enquiry is another name for a credit check. A hard enquiry is a credit check that a lender …

A fixed-rate personal loan means your interest rate is constant for the duration of your loan or other credit agreement. …