Industry Analysis

kNOWledge Base | Data & Insights

Read our analysis of Credit Cards, RBA, Fintech News, Investments, Micro Finance, Peer-to-Peer, Banks and more.  
Secured vs Unsecured Car Loans – Pros and Cons.
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Categories: Industry Analysis, Understanding Credit
Ever Considered a Career in Finance? Trust us, it’s Definitely not as Dull as It sounds!
If a job in the finance sector appeals to you, start looking today and find yourself a fun, interest[...]
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Categories: Articles, Career, Industry Analysis, Money Matters
History Timeline – How Financial Times Have Changed from Each Generation
It is common for one generation to blame a previous generation when discussing finances, or living o[...]
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Is Avocado Toast Really Denying Millennials the Right to Own a Home?
What did avocado ever do to anyone?
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Categories: Articles, Industry Analysis, Saving Tips, Spending
Why are Some Banks against Comprehensive Credit Reporting?
Despite this generally positive outlook, some banks have concerns regarding CCR.
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How to Become a Millennial First Home Buyer
A lot is said and written about the difficulties that millennials face in being able to afford their[...]
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply.  No establishment, account keeping or early repayment fees will apply. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.  For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).  For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details.  In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030