Welcome to the Knowledge base

Everything you need to know about personal loans

We want you to be well educated when it comes to lending and spending.

Explore our kNOWledge base that features in-depth and easy to understand articles and videos around personal finance. Before applying, use our kNOWledge base so you can make an informed decision that suits your financial needs.

Featured articles

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Popular Videos

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Getting a rate before application

NOW FINANCE gives you a personal rate before you apply for a loan, which...
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Brendan – video testimonial

Brendan was tired of the big banks. NOW FINANCE was a breath of fresh...
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Latest articles

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Borrow $5,000 to $15,000 from NOW FINANCE and pay no fees!

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How to meet new people without spending money

The COVID-19 pandemic has brought a diverse set of challenges into our lives. One...
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Getting a rate before application

NOW FINANCE gives you a personal rate before you apply for a loan, which...


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Brendan – video testimonial

Brendan was tired of the big banks. NOW FINANCE was a breath of fresh...

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10 Free Weekend Activities to Do When You’re Saving for a House

Saving for a home is a goal for many people but saving nearly 20...
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Which Comes First – Saving or Paying Off Debt?

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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

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