Debt Management

kNOWledge Base | Debt Management

Wrangling your debt under control can feel daunting. Use our guides and articles to get insights into managing your debts, learning about consolidation strategies, and working towards becoming debt free.
Which Comes First – Saving or Paying Off Debt?
The interest rate on your credit card is unattractive. You’re not paying much more than the minimu[...]
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5 Steps to Refinancing a Personal Loan
Refinancing a personal loan may be a great financial solution that could bring many benefits
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Categories: Debt Management, Personal Loans, Refinancing
How to Become a Millennial First Home Buyer
A lot is said and written about the difficulties that millennials face in being able to afford their[...]
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Debunking the Negative Aspect of Taking Out a Financial Loan
We’re going to take a look at many of the negative beliefs that surround personal loans
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How to Deal with Existing Debts and Divorce
Going through the breakdown of your marriage is stressful enough without worrying about how you’re[...]
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How to Prioritise Your Life with a Personal Loan
Taking out a personal loan is a fantastic opportunity for you to start getting your life back in ord[...]
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Is Your Debt Consolidation Really a Bankruptcy? Don’t be Fooled!
Avoid being fooled into a bankruptcy when you think you’re consolidating your debts
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Millennials are Borrowing More than They Can Afford
Gen Y is generally pessimistic about the prospect of ever being able to own their own home.
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030