Spending

kNOWledge Base | Spending

Is your spending out of control? Want to rein it in? We have a range of articles on keeping a lid on your spending, as well as general tips for creating and sticking to budgets.
Are Credit Cards as Good as They Used to Be?
Is credit card usage in decline in Australia?
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Australia’s Top 10 Selling Cars
If you’re planning on heading out and buying a new car either this month or in the near future, he[...]
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Categories: Articles, Car Finance, Lifestyle, Spending
5 Tips to Properly Budget Your DIY Home Renovation
Although doing home renovations yourself can save you money, it’s still important that you budget [...]
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Is Avocado Toast Really Denying Millennials the Right to Own a Home?
What did avocado ever do to anyone?
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How to Get the Best Price on Airfares
When looking at travel options you will always have a number of opportunities to save money by takin[...]
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Categories: Articles, Life Savvy, Lifestyle, Spending, Travel
Australians are Too Lazy to Shop Around on Major Life Purchases
When it comes to having an opportunity to save money, we all love to take advantage.
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How Much Should You Spend on a Wedding Ring?
We hear stories all the time of how much money you should spend on a wedding ring, but what is the t[...]
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Categories: Articles, Lifestyle, Spending, Weddings
How to Save Money for Your Next Big Ticket Purchase
Many of us like to ensure that we save even a small sum of money every month. While some of us are s[...]
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THINGS YOU SHOULD KNOW:

New loans only. Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees apply however if you do not comply with the terms of your loan, we may pass on to you any third party enforcement or recovery costs incurred by us. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).  

*ABOUT COMPARISON RATES:

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees therefore the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

EXAMPLE:

An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would estimate to a minimum total amount payable of $34,686.60 via the weekly payment option. Rates are subject to change.

^CONFIRMED RATE:

Our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030