Caravan Loans

Your dream RV with no fees

Get your dream caravan with a personalised, no-fees loan.

From 5.95 % pa Interest rate
From 5.95 % pa Comparison rate*
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Make your holiday plans a reality

Whether it’s an RV, caravan, motorhome or campervan, a NOW Finance caravan loan is tailored to suit you.

Borrow up to $50,000 (unsecured) or up to $100,000 (secured).

RATE & FEATURES

Our loans are fair and personal

If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.

You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.

PurposeCaravan Loans
Interest RateFrom 5.95% p.a. (Unsecured)
From 4.45% p.a. (Secured)
Comparison RateFrom 5.95% p.a.* (Unsecured)
From 4.45% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

1. Get your rate

It takes 2 minutes to get your personalised rate without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Money in your account

Access your funds within 24-48 hours of being approved.

REVIEWS

The people’s choice

With more than 1,900 5-star reviews, you won’t be the only one loving your loan.

Really quick turn around, better interest rate than my previous bank, a very uncomplicated process with a team that looked after me every step of the way.

– Gavin
NOW Finance at Trustpilot
TESTIMONY

Darren loves NOW Finance

Personalised rates and personal service. Darren shares his experience with NOW Finance.

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FREQUENTLY ASKED QUESTIONS

Caravan Loans, explained

Different loan providers have different requirements for caravan loans. If you meet NOW Finance’s eligibility criteria, you can apply for a caravan loan today.

Getting a caravan loan can be tricky at times. The first step is to compare the market to find a lender with competitive rates, such as NOW Finance. Your next step is to look at the eligibility criteria of different lenders. After that, you can make an application for finance. If your application is refused, your credit score could be negatively impacted.

NOW Finance makes the process of getting caravan finance as straightforward as possible. You can use our calculators to calculate your repayments, or contact us if there’s anything you’d like to know.

Caravan loans in Australia typically have a life of up to 7 years (or 84 months). NOW Finance offers caravan finance for terms ranging from 18 months to 7 years.

Before you finance a caravan, you should do some homework. Shop around for a reputable lender with high customer ratings and competitive interest rates. NOW Finance fits this bill perfectly. The next step is to see if you meet the eligibility criteria of the lender. With NOW Finance, you can also calculate your estimated repayments using our repayments calculator.

NOW Finance allows you to make an application online. It takes about 10 minutes. If you need help at any stage, contact the NOW Finance team for assistance.

Caravan finance is similar to a car loan. You borrow an agreed amount of money from a lender to buy a caravan. Over a specified period of time, known as the term, you pay back the loan with interest to the lender.

For more information, please see our how it works section.

Pensioners can get caravan loans, as long as they meet the eligibility criteria of the lender. NOW Finance customers must be employed and not currently on probation.

As such, NOW Finance will only consider Centrelink income – including pension – if it is a secondary income source.

One way to purchase a caravan is to remortgage your house. However, it’s important to consider carefully beforehand whether it’s the right option for you.

On the plus side, it’s often easy to arrange through your bank or lender. It also means you won’t have extra expenses every month — you simply keep paying off your mortgage as before.

The main drawbacks are that you can end up paying extra fees or a higher rate of interest when you use the redraw facility on a property. It will also take you longer to finally pay off your home, which is, after all, your main asset. Let’s not forget that your bank or lender might also decline access to your redraw facility.

On balance, a caravan loan is often a better option. Find out more about how caravan finance works at NOW Finance.

What should I know about a NOW Finance caravan loan?

There’s never been a better time to explore the great outdoors in Australia. A caravan lets you do just that, giving you the freedom to travel where you want, when you want.

While a caravan makes getting away much cheaper, the initial outlay for a good caravan can be expensive. That’s why many happy campers choose caravan finance.

NOW Finance offers caravan loans you can trust. Interest rates are competitive, and there are no fees.

Whether you’re new to caravanning or you’ve got some experience under your belt, NOW Finance can tailor a caravan loan to suit your personal needs.

Your van could be a simple tent trailer, a luxurious motorhome or something in between. No matter the type of caravan, NOW Finance can help make it yours. Let the adventures begin!

Low-cost caravan finance rates

If you love getting away as often as you can, a caravan is a great investment. As with any investment, you should try to get a good interest rate on your caravan loan. NOW Finance provides highly competitive caravan finance rates.

In addition, our loans come with no fees. This means our comparison rates are the same as our interest rates. If you’re shopping around for caravan loans in Australia, NOW Finance’s transparency makes it easy to compare prices with other lenders.

Why NOW Finance? Because caravanning is a great way to see this amazing country.

Making life simpler

NOW Finance’s caravan loans make purchasing a caravan simple. Our loans are easy to understand and easy to manage. And, we can transfer the funds fast.

NOW Finance is not attached to a bank. We put a personal touch into all our caravan loans. Just like caravan life, our approach is friendly, convenient and without pretensions. Our many satisfied customers give us very positive reviews.

Caravan loans for all Australians

NOW Finance can cover caravan loans of up to $50,000 for unsecured loans and up to $100,000 for secured loans. In the case of secured loans, your caravan can act as security.

No matter where you live in Australia, you can apply for a caravan loan. If you meet our eligibility criteria, you could soon be purchasing the caravan of your dreams.

Your own personal loan advisor will help you navigate the application process, should you need it. If you have any questions about the terms and conditions of our caravan loans, your personal loan advisor will be happy to explain.

The freedom of flexibility and no fees

We like to make things as transparent as possible for our customers. That’s why we have no fees — no establishment fees, no monthly fees, no fees for extra repayments and no early repayment fees.

We also provide flexibility. You repay your loan with interest over a fixed term, ranging from 18 months to 7 years. Discover more about how it works.

Are you ready to hit the road with your own caravan? Call NOW Finance today to start your adventures.

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