Jet Ski Personal Loans

Get more fun with no fees.

Let it rip on your new jet ski with a personalised, no-fees loan.

From 6.75 % pa Interest rate
From 6.75 % pa Comparison rate*

All the thrills. The occasional spills. None of the bank.

Whether it’s a treat for the family or a present to yourself, jet ski free from fees with a NOW Finance personal loan.

Choose repayment terms up to seven years at your own personalised interest rate.

No fees

Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours

Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service

You’ll have a dedicated personal loan consultant to steer you through the entire process.


The Details

If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.

You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.

ProductNOW Personal Loan
Interest RateFrom 6.75% p.a. (Unsecured)
From 6.75% p.a. (Secured)
Comparison RateFrom 6.75% p.a.* (Unsecured)
From 6.75% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

1. Get your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Money in your account

Access your funds within 24-48 hours of being approved.


The people’s choice

With more than 1,700 5-star reviews, you won’t be the only one loving your loan.

Really quick turn around, better interest rate than my previous bank, a very uncomplicated process with a team that looked after me every step of the way.


Darren loves NOW Finance

Personalised rates and personal service. Darren shares his experience with NOW Finance.


Jet Ski Personal Loans, explained

Jet ski loans are financing opportunities that allow you to purchase a watercraft within a few short weeks. In the same way that a caravan loan can help you explore Australia on wheels, a jet ski loan will allow you to brave the high seas along our nation’s coast.

Jet ski loans from NOW Finance provide cash to purchase a jet ski right away. These loans are extremely similar to furniture loans, which allow you to pay for furnishings up-front without decimating your bank accounts.

A boat loan will allow you to purchase and take home the perfect full-sized watercraft for your needs. In contrast, a jet ski loan will allow you to buy a waverunner boat built for one or two riders.

Please contact NOW Finance today for more information on our jet ski loans and boat loans.

Applying for any type of vehicle financing, including motorcycle loans and car loans, will cause your credit score to temporarily drop. Thankfully, this is easily remedied by making regular payments, reducing personal risk factors, and paying off debts in a timely way.

If you know you will be needing a jet ski soon, have a well-performing credit score, or have saved enough money for an initial down payment, now may be the perfect time to consider applying for jet ski financing.

A secured or unsecured jet ski loans from NOW Finance can range anywhere from $5,000 to $100,000, giving you the greatest amount of control over your personal loan.

Repayment plans start at 18 months (1.5 years) for applicants looking to close their contracts quickly, and up to 84 months (7 years) for those needing more time. The possibilities are endless!

Getting approval on your next jet ski loan takes a holistic approach to financial management. If you want to improve your chances for an approved application, consider following these helpful steps.

  1. Improve your credit score by paying off outstanding debits, making payments on time, and reducing other loans.
  2. Have plenty of documentation showing monthly income, bank statements, and much more.
  3. Be employed at the same job for a minimum of 6 months (24 months for those who are self-employed).

Learn more about applying for personal loans with NOW Finance by visiting our FAQs.

What should I know about a NOW Finance jet ski personal loan?

The splash of the cold ocean. The wind in your hair. The roar of a powerful engine. The open seas are calling — will you answer them?

Owning a jet ski is an exciting prospect, and a lovely way to enjoy fun in the sun all year long. Not only do they allow you to explore the country’s beautiful coastlines, but they provide a remarkable way to release pent-up energy accumulated during the week.

Having your very own jet ski is an unbelievably rewarding experience. But finding the money upfront can be difficult, taking a considerable amount of time to accumulate. Unless you’re content for someone else to take the initiative, or comfortable waiting to find one at your price point, it could take years to secure a jet ski of your very own.

Investing in a jet ski personal loan from NOW Finance allows you to do more with what you love, hitting the swells faster than ever. By providing a lump sum of cash for the machine of your dreams, you can bring home your newest toy within 24 to 48 hours of approval.

Discover the best way to get jet ski finance in Australia

NOW Finance is one of the country’s top providers of jet ski financing for the average Australian. More than 10 years of experience in the industry has taught us that everyone’s financial situation is unique, which is why our jet ski financing options are 100% customised to the individual and come with no fees.

Our award-winning financing process has some of the highest-rated scores on TrustPilot, securing our place as the best of the best in affordable jet ski personal loans.

A jet ski personal loan with flexible, affordable rates

Every jet ski applicant at NOW Finance is provided with the best possible interest rates on the market. More than 32,000 satisfied customers have been paired with a personal loan advisor to complete the application process, guiding them through every step of the journey.

We don’t just create loans; we make them affordable as well.

Completely fee-free jet ski finance in Australia

Unlike many of our competitors, NOW Finance provides jet ski personal loans that are entirely free of additional fees or hidden costs. We pride ourselves on being an open book and are fully transparent with all our lending processes. Your personalised repayment rate is all you need to get started.

Repayment plans that fit your personal budget

NOW Finance makes it easier than ever to get quotes that actually match your budgetary needs. Repayment amounts can be calculated at the touch of a button using our personal loan calculator.

Enter your desired loan amount, term length, and credit standing to receive a customised initial estimate.

Jet ski financing for all credit types

Everybody goes through hard times, and at NOW Finance, we understand this better than anyone. If you are concerned about your credit impacting your ability to receive jet ski financing, our team may be able to help.

Contact NOW Finance today to speak with a personal loan advisor right away.

Answer your call for adventure with a jet ski personal loan from NOW Finance

Bring home the pleasure craft of your dreams with help from the team at NOW Finance. Start your personal loan application right now and get one step closer to your dream jet ski.

Ready to make your next move?

Get your personalised quote in 2 minutes