Motorcycle Personal Loans

Kickstart your ride with no fees.

Want that bike? Get that bike with a personalised, no-fees loan.

From 6.75 % pa Interest rate
From 6.75 % pa Comparison rate*

Hit the highway with no hassles

Whether it’s your everyday ride or the bike of your dreams, a NOW Finance personal loan is an easy way to get your new wheels.

And if your application’s successful, the money’s with you in as little as 24 hours.

No fees

Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours

Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service

You’ll have a dedicated personal loan consultant to steer you through the entire process.


The Details

If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.

You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.

ProductNOW Personal Loan
Interest RateFrom 6.75% p.a. (Unsecured)
From 6.75% p.a. (Secured)
Comparison RateFrom 6.75% p.a.* (Unsecured)
From 6.75% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

1. Get your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Money in your account

Access your funds within 24-48 hours of being approved.


The people’s choice

With more than 1,700 5-star reviews, you won’t be the only one loving your loan.

Really quick turn around, better interest rate than my previous bank, a very uncomplicated process with a team that looked after me every step of the way.


Darren loves NOW Finance

Personalised rates and personal service. Darren shares his experience with NOW Finance.

Get your personalised quote today


Motorcycle Personal Loans, explained

At NOW Finance, the process for getting bike finance starts with an eligibility test. If you’re eligible, you’ll be asked to provide personal details such as date of birth, current address, Australian ID, employment status and so on. We’ll get your credit score from a credit reporting body, and we’ll use this information to give you a personalised interest rate. All the steps for making an application can be done online. It takes about 10 minutes. Once your application is approved, funds will be transferred to your nominated bank account within 2 business days.

Bike loans usually have a term of up to 7 years.

Use a comparison rate to compare offerings from different lenders. This will help you determine what a good interest rate is at the moment.

NOW Finance has no fees on our bike loans. As such, our interest rates, which are always competitive, are the same as our comparison rates. Many other lenders offer seemingly good rates but then whack you with high fees.

Bike loans in Australia work in a similar fashion to car loans. You’ll need to have a good credit score (700 or above). You should shop around for the best deal on your loan, and make sure it suits your personal situation. NOW Finance provides strong reasons as to why NOW is a good choice for car and motorcycle financing. Like car loans, bike loans can be secured or unsecured, and interest rates vary for each customer. The term of both car loans and motorbike loans tends to be similar. At NOW Finance, the maximum length of a bike loan is 7 years.

NOW Finance allows you to get a loan to purchase a used motorcycle. It’s always wise to get a vehicle history report of a second-hand bike and check the motorcycle’s vehicle identification number. That way, you will know if there is any finance owing and that the purchase is 100% legitimate.

When you take out a motorbike loan, you borrow a set sum of money to buy a bike. You pay the loan back plus interest to the lender within a certain timeframe, known as the term of the bike loan. NOW Finance’s terms are from 18 months to 7 years.

For more detail, read about how it works.

It is not easy to sell a motorcycle when it’s still under finance. The best thing to do is to speak to your lender before you proceed with a sale. A good lender will help you cut through the red tape and find a viable solution.

Depending on the lender, you can get a loan for virtually any type of bike. NOW Finance, for example, has got you covered for a weekend cruiser, touring and dirt bike financing — just to name a few!

What should I know about a NOW Finance motorcycle personal loan?

Motorbikes are a great way to get around. They’re more flexible than cars and cheaper too. However, the costs of insurance, riding gear and licence and registration fees can rack up quickly. That’s why it’s important to get a good deal on your motorbike finance.

NOW Finance offers motorcycle financing on new and used bikes. With competitive interest rates and no fees, we’re an excellent choice for all motorbike loans.

Whether it’s your first motorbike or an upgrade to a bigger and better bike, NOW Finance can tailor a motorcycle personal loan to suit your personal situation.

If you meet our eligibility criteria, you could apply for bike finance today!

Making bike loans simple

NOW Finance’s motorbike loans make purchasing a motorcycle simple. Our loans are easy to understand, easy to manage and fast. We can transfer the funds at top speed.

NOW Finance is not a bank. We’re a finance provider that adds a personalised, friendly touch to bike financing. We want you to experience a smooth ride when you apply for one of our bike loans.

Just like a motorbike, our loans are convenient and give you an excellent run for your money. Our customers agree and give us great reviews!

Competitive interest rates

It’s important to get a competitive interest rate with any loan, and motorbike loans are no exception.

NOW Finance provides competitive rates and an all-round top service. With our multiple awards from industry experts, we are an excellent alternative to a bank for all motorcycle finance in Australia.

The freedom of no fees

Motorbikes give you an incredible sense of freedom — and so do our no fees loans.

Our bike loans come with no establishment fees, no monthly fees, no fees for extra repayments and no early repayment fees. That’s right, there are no hidden costs.

Thanks to our no fees approach, our comparison rates are the same as our interest rates. When you shop around for the best bike finance, NOW Finance’s transparency makes it easy to compare prices with other loan providers.

Why NOW? Because the open road is waiting for you!

Flexibility and convenience

Whether you need dirt bike financing, standard bike financing or a loan for a sports or touring motorbike, NOW Finance can provide flexibility. You repay your loan with interest in equal payments over a fixed term, ranging from 18 months to 7 years.

Explore more about how it works, and you’ll see how flexible and convenient NOW Finance really is for bike finance.

Motorcycle finance for all Australians

NOW Finance can cover motorcycle personal loans of up to $50,000 for unsecured loans and up to $100,000 for secured loans. In the case of secured loans, the bike can act as security on the loan.

Our motorbike finance is available to all Australians and residents, so long as you satisfy our eligibility criteria.

In addition, you’ll get your own personal loan advisor who will steer you through the application process, if you need it. Are you ready for the adrenaline rush that comes from riding your own motorbike? Call NOW Finance today, and you could soon be revving your engine.

Ready to make your next move?

Get your personalised quote in 2 minutes