Vet Loans

Get a better pet with no fees.

They rely on you for everything. So keep them healthy with no fees.

From 6.75 % pa Interest rate
From 6.75 % pa Comparison rate*

The best loan for your best friend.

From feathers and fur to scales and tails, our pets are family. So while you’re looking after them, let your NOW Finance personal loan advisor sort out the dollars and cents.

Choose the terms of your loan to keep the financial impact low.


Our loans are fair and personal

If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.

You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.

PurposeVeterinary Loans
Interest RateFrom 6.75% p.a. (Unsecured)
From 6.75% p.a. (Secured)
Comparison RateFrom 6.75% p.a.* (Unsecured)
From 6.75% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

1. Get your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Money in your account

Access your funds within 24-48 hours of being approved.


The people’s choice

With more than 1,700 5-star reviews, you won’t be the only one loving your loan.

Really quick turn around, better interest rate than my previous bank, a very uncomplicated process with a team that looked after me every step of the way.


Darren loves NOW Finance

Personalised rates and personal service. Darren shares his experience with NOW Finance.

Get your personalised quote today


Vet Loans, explained

If you have financial difficulties, an animal charity or non-profit might be able to help with vet bills. Crowdfunding is another option. However, one of the simplest and fastest ways to get help is with a no-fees vet loan with competitive interest rates from NOW Finance.

Yes. With a pet care loan, you can pay your vet bill in regular repayments over a fixed period of time. This is a convenient way to manage your finances and is less stressful than trying to scrape together the cash to pay off the vet bill in one go.

A vet loan from NOW Finance covers any type of veterinary expense that your furry friend might incur, including check-ups, procedures and other related costs. Vet loans can also be used to pay the upfront costs of pet insurance.

Vaccinations are an essential part of owning a dog and other pets. If you are experiencing financial hardship, animal organisations such as the RSPCA can provide advice on affordable vaccination options to pet owners in Australia.

Yes. NOW Finance’s vet loans can be used to cover the vet bills of more than one pet. If you have to vaccinate several pets at once or if they need expensive pet care procedures at the same time, you can use your loan to cover all of your vet expenses.

Dogs, cats, birds, fish, small mammals, reptiles and even horses can be covered by a NOW Finance pet care loan. Contact NOW Finance today to learn more.

What should I know about a NOW Finance vet loan?

From dogs to cats, small mammals, birds and reptiles, pets are one of life’s greatest joys. They make us smile, lift our spirits when we’re down and they’re always there for us, in good times and bad.

However, the cost of quality pet healthcare can make you howl. Veterinary fees are often expensive because pet healthcare is not subsidised by the government in the same way as human healthcare is. Yet pets frequently require high-cost care — whether planned or unplanned — such as surgery, radiology, cancer treatment, vaccinations and dental services.

Fortunately, there is a way to ensure your pets get the quality veterinary care they need when they need it the most. With affordable vet loans from NOW Finance — enabling you to cover the costs of your veterinary bills today.

A vet loan that’s 100% trustworthy

With over 61% of Australian households owning a pet, there’s no denying that the bond between humans and animals is special. That’s why NOW Finance has created a personal loans category just for vet loans.

With multiple personal loan awards from Mozo, you can trust us to assist you when you require personal loans for vet bills.

Don’t take out word for it, why not see for yourself from our customers? If you check out our ratings on Trustpilot, you will see that people are very impressed with our quick, simple, affordable lending services.

Of equal importance is the fact that we are not a bank. All customers receive quality service from the moment they apply for loans for veterinary bills until they have paid off their debt.

A personal touch for vet loans

We know that having a sick or injured pet is distressing. This is why you will get your very own dedicated personal loan advisor who will help you with all phases of the vet loan process.

Your personal loan advisor will answer any questions you have about your personal loan and also other questions about emergency pet care loans and loans for non-emergency pet care.

Competitive interest rates for pet care loans

Can’t afford your vet bill? With NOW Finance’s competitive interest rates on vet loans (and with no fees), you will be able to.

While the total cost of your vet bill is probably higher than you’d like, NOW Finance will ensure the interest costs on your vet loan are as low as possible. You’ll be able to concentrate on giving your pet the care and treatment it deserves without worrying about your financial situation.

NOW Finance’s interest rates are easy to compare with banks and other loan providers because our comparison rate is the same as our listed interest rates. There are no hidden fees to take into consideration when you compare NOW Finance’s vet loans with other financial offers.

No fee loans for vet bills

Veterinary bills often contain a number of extra fees you probably weren’t expecting. This is not the case with NOW Finance’s lending solutions. With our vet loans, you can avoid paying any additional fees on the money you borrow. Our zero-fee pet care loans are 100% transparent, easing the pain of footing your furry friend’s vet bills.

If you are in a position to top-up your repayments during the life of your vet loan, we won’t hound you with extra fees. Our loans are truly an affordable way to ensure your little (or not so little) animal gets the best care possible.

Can’t afford the vet bill? Check your loan options now

Find out if you can afford a vet loan with NOW Finance’s personal loan repayments calculator. You’ll be able to see your interest rates and the estimated term of your pet care loan. By paying for your faithful companion’s veterinary treatment in repayments over time, you can manage your vet bills more easily.

Customer-friendly repayment schedules for vet loans

At NOW Finance, we understand that everyone’s financial position is different, which is why we offer customised repayment options that are both fixed and flexible.

The fixed aspect of our repayment plans means you’ll know exactly how much you will pay for your vet loan — as well as how often and for how long. The flexible aspect means the repayment schedule for your vet loan will be designed to suit your specific needs.

Enjoy a quick application process

Apply for one of NOW Finance’s loans for veterinary bills in just a few clicks. Our easy application process empowers pet owners just like you to access affordable funds fast — especially for emergency pet care loans. Contact NOW Finance now to get started so your beloved pet can enjoy good health again soon.

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