To apply for a caravan loan, you’ll need to provide documents that help verify your identity, income, and financial situation. Generally, we may ask for:

– Valid ID, such as a current Australian driver’s licence or passport

– Bank statements showing your income, expenses, and savings

– Recent payslips or other proof of income

– Employment details

The exact documents required may vary for each application. We may request additional information depending on your personal and financial circumstances.

With NOW Finance, you typically don’t need a deposit to get a caravan loan. You can borrow the full amount needed to purchase your new or used caravan, depending on your income, credit history, and overall financial situation.

However, making a deposit can reduce the total amount borrowed, lower your repayments, and help you pay off the loan sooner.

A caravan loan from NOW Finance is designed to help you purchase a new or used caravan without paying the full cost upfront. You borrow a set amount and repay it through fixed monthly instalments over a chosen term, which includes the interest rate and any applicable fees.

With a caravan loan, you could get your caravan sooner while spreading the cost over time. NOW Finance offers caravan loan amounts from $5,000 to $150,000, flexible repayment terms and no ongoing fees, making it easier to find an option that suits your budget.

A caravan loan from NOW Finance is designed to help you purchase a new or used caravan without paying the full cost upfront. You borrow a set amount and repay it through fixed monthly instalments over a chosen term, which includes the interest rate and any applicable fees.

With a caravan loan, you could get your caravan sooner while spreading the cost over time. NOW Finance offers caravan loan amounts from $5,000 to $150,000, flexible repayment terms and no ongoing fees, making it easier to find an option that suits your budget.

Yes, you may be able to use a personal loan to buy a caravan.

A personal loan may be a better choice if you want more flexibility in how you use the funds, or if you’d like to use the loan for multiple purposes. Our Car Loan product is designed to make the purchase of a new or used caravan simple, straightforward and quick. While our Personal Loan product is designed with more flexibility in mind, as it can be used for a wider range of purposes, and for up to four purposes with one loan. So if you’re wanting to take out a loan to purchase a caravan, and for example consolidating debt and do some home improvements a Personal Loan may be the way to go.

When you get a personalised quote, if both products are suitable for your needs, we’ll make both options available so that you can compare your options side-by-side and decide what best suits your needs and budget.

Yes, you can get a caravan loan for a second-hand or used caravan. Loan terms may vary depending on the caravan’s age, condition, and value, as we’ll assess these factors when determining eligibility.

A used caravan loan works the same way as a new caravan loan, you borrow a set amount with a fixed interest rate and make regular repayments until the loan is fully repaid.

Yes, you may be able to refinance an existing caravan loan to a new NOW Finance loan to better suit your current financial situation. Refinancing involves replacing your existing caravan loan with a new one, which could offer lower interest rates, different repayment terms, or the option to access additional funds. You might consider refinancing if your credit score has improved, your income has increased, or market interest rates have dropped.

Please note that refinancing involves a new credit assessment and credit check, and eligibility depends on your existing loan balance and our lending criteria. Make sure to review your personal circumstances and the loan terms to ensure refinancing is suitable for you.

With NOW Finance, you can borrow between $5,000 and $150,000 for a caravan loan. The amount you’re approved for depends on factors such as your income, credit history, and the type of caravan you’re purchasing.

We provide flexible loan options for both new and used caravans, with repayment plans tailored to your budget and financial goals.