Personal Loans IQ

kNOWledge Base | Personal Loans IQ

What is the difference between a Secured and an Unsecured personal loan? Can I apply for a joint loans with my partner? Improve your Personal Loans IQ here.
Secured vs Unsecured Car Loans - Pros and Cons
What’s the difference between a secured and an unsecured car loan, and what are the pros and cons [...]
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Do You Really Need Private Health Insurance?
Private health insurance in Australia is far more popular than it is in other countries across the w[...]
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When do Personal Loan Providers Check Your Credit File?
Let’s take a look at when personal loan providers check your credit file, and what you can do to p[...]
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5 Steps to Refinancing a Personal Loan
Refinancing a personal loan may be a great financial solution that could bring many benefits
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Categories: Debt Management, Personal Loans, Refinancing
History Timeline – How Financial Times Have Changed from Each Generation
It is common for one generation to blame a previous generation when discussing finances, or living o[...]
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Who Will Access my Comprehensive Credit Reporting?
Most people are aware that they will be credit checked when they apply for a personal loan, or want [...]
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Funniest Reasons People Have Applied for a Personal Loan
wild and wonderful reasons why people require a loan
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I Didn’t Realise How Much I Needed a Personal Loan!
If you’re trying to save some money each month and failing miserably, don’t worry, because you[...]
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.45% p.a. (9.07% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142