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Knowledge Base | Personal Loans IQ

What is the difference between a Secured and an Unsecured personal loan? Can I apply for a joint loans with my partner? Improve your Personal Loans IQ here.
Knowledge Base Personal Loans IQ

Personal Loans Glossary of Terms

Are you shopping around for a personal loan but don’t know what anything means?...
Advice & Guidance Articles Interest Rates Knowledge Base Personal Loans Personal Loans IQ

What is a comparison rate and why is it important?

Interest Rates Personal Loans IQ

Interest Rates

When deciding on applying for a personal loan, you should factor in all the different aspects of a l...
Advice & Guidance Applying for a Loan Articles Comprehensive Credit Reporting Credit Reports & Ratings Credit Score Personal Loans Personal Loans IQ Understanding Credit

When do Personal Loan Providers Check Your Credit File?

Let’s take a look at when personal loan providers check your credit file, and what you can do to p...
Articles Industry Analysis Personal Finance Personal Loans IQ

History Timeline – How Financial Times Have Changed from Each Generation

It is common for one generation to blame a previous generation when discussing finances, or living o...
Advice & Guidance Articles Comprehensive Credit Reporting Credit Reports & Ratings Credit Score Personal Loans IQ Understanding Credit

Who Will Access my Comprehensive Credit Reporting?

Most people are aware that they will be credit checked when they apply for a personal loan, or want ...
Advice & Guidance Articles Comprehensive Credit Reporting Credit Reports & Ratings Improve Your Credit Score Personal Loans IQ Understanding Credit

Why Comprehensive Credit Reporting is Good News for Borrowers with a Thin Credit File

While these potential benefits extend to all, it is possible that prospective borrowers with a thin ...
Advice & Guidance Articles Comprehensive Credit Reporting Credit Reports & Ratings Improve Your Credit Score Personal Loans IQ Understanding Credit

Important Tips to Stay on Top of Comprehensive Credit Reporting

do’s and don’ts you should follow to ensure you keep your credit file in the best possible shape...
Advice & Guidance Articles Debt Management Financial Wellness Money Matters Personal Finance Personal Loans IQ Tips & Advice

Debunking the Negative Aspect of Taking Out a Financial Loan

We’re going to take a look at many of the negative beliefs that surround personal loans...
Advice & Guidance Applying for a Loan Articles Buy Now, Pay Later Car Finance Lifestyle Personal Loans IQ Secured Loans

The Value of a Car: Is it Financially Worthwhile Getting a Car Loan?

Many Australians are taking out car loans to help them cover the cost of their vehicle. ...
Advice & Guidance Applying for a Loan Articles Credit Reports & Ratings Credit Score Interest Rates Personal Finance Personal Loans Personal Loans IQ

There’s More to Personal Loans Than Just Interest Rates

When looking for a personal loan, many people choose to focus purely on the interest rate they are g...
Advice & Guidance Applying for a Loan Articles Personal Loans Personal Loans IQ

What’s Hidden in the T&Cs of Personal Loans?

How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit...