Home Partnerships ClearScore

In Partnership with ClearScore

Get the funds you need with no fees

Say goodbye to hidden fees and hello to financial freedom. Apply for a no-fee personal loan today.

Won’t impact your credit score

Get a rate in 2 minutes

More than 5,000 ClearScore members applied for a NOW Finance personal loan in 2024.

EXCLUSIVE OFFER FOR CLEARSCORE MEMBERS

Get a Digital Mastercard® up to $200 when you apply and settle an eligible loan via ClearScore by 31 March 2025.

Terms & Conditions

Details about the Exclusive Offer

ClearScore members who apply and settle an eligible NOW Finance Personal Loan can receive a Digital Mastercard® eGift Card valued at up to $200.

The value of the Digital Mastercard® eGift Card will depend on the loan amount settled:

Up to $15,000

$50 e-gift card

$15,001 – $30,000

$100 e-gift card

$30,001 and over

$200 e-gift card

Up to $15,000

$50 e-gift card

$15,001 – $30,000

$100 e-gift card

$30,001 and over

$200 e-gift card

To be eligible, you need to click the ‘Get my Rate’ button on this page, apply for and settle a new NOW Finance Personal Loan between 1 January 2025 and 31 March 2025. Shortly after settlement, we’ll send you an email with instructions to claim your e-gift card. Applications for finance are subject to lending and approval criteria. Terms, conditions, and exclusions apply. These can be viewed here.

No fees

Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours

Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service

You’ll have a dedicated personal loan consultant to steer you through the entire process.

RATES & FEES

The Details

In order to apply for a personal loan, you must fulfil the following eligibility criteria:

  • You’re an Australian citizen or permanent resident

  • You’re employed and not currently on probation

  • You have no defaults or prior bankruptcy

  • You have a current Australian drivers licence or current Australian passport

ProductNOW Personal Loan
Interest RateFrom 6.75% p.a. (Unsecured)
From 6.75% p.a. (Secured)
Comparison RateFrom 6.75% p.a.* (Unsecured)
From 6.75% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

Quick, easy and all online

1

Get your rate

It takes 2 minutes to get your personalised quote
without impacting your credit score.

2

Apply online

Complete your online application
and get a response in 2 minutes.

3

Money in your account

Access your funds within 24-48 hours
of being approved.

Raving reviews & awards

With more than 1,900 5-star reviews, you won’t be the only one loving your loan.


Ready to make your next move?

Get your personalised quote in 2 minutes