In Partnership with CPD INSTITUTE

Get the funds you need with no fees.

Start your new career with a personalised, no-fees personal loan.

Won’t impact your credit score

Get a rate in 2 minutes

Join over 50,000 NOW Finance customers who have made their next big move.


Spring your big plans forward with our

$5,000 Giveaway

Apply and settle a NOW Finance personal loan by 30 November 2023 and automatically go in the draw to win $5,000!

Terms and Conditions Apply.


No fees

Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours

Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service

You’ll have a dedicated personal loan consultant to steer you through the entire process.

RATE & FEES

The Details

If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.

You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.

ProductNOW Personal Loan
Interest RateFrom 6.75% p.a. (Unsecured)
From 6.75% p.a. (Secured)
Comparison RateFrom 6.75% p.a.* (Unsecured)
From 6.75% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

Quick, easy, and all online

1

Get your rate

It takes 2 minutes to get your personalised rate without impacting your credit score.

2

Apply online

Complete your online application and get a response in 2 minutes.

3

Money in your account

Access your funds within 24-48 hours of being approved.

Eligibility criteria

In order to apply for a personal loan, you must fulfill the following eligibility criteria:

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You’re at least 18 years old

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You’re an Australian citizen or permanent resident

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You’re employed and not currently on probation*

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You have no defaults or prior bankruptcy

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You have a current Australian driver’s licence
or current Australian passport

*The minimum employment length for a person who is self-employed is 2 years;
the minimum employment length for a casual position is 3 months

Ready to make your next move?

Get your personalised quote in 2 minutes