In Partnership with CPD INSTITUTE
Get the funds you need with no fees.
Start your new career with a personalised, no-fees personal loan.
Won’t impact your credit score
Get a rate in 2 minutes


Join over 50,000 NOW Finance customers who have made their next big move.

Spring your big plans forward with our
$5,000 Giveaway
Apply and settle a NOW Finance personal loan by 30 November 2023 and automatically go in the draw to win $5,000!
Terms and Conditions Apply.

No fees
Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours
Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service
You’ll have a dedicated personal loan consultant to steer you through the entire process.
RATE & FEES
The Details
If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.
You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.
Quick, easy, and all online
1
Get your rate
It takes 2 minutes to get your personalised rate without impacting your credit score.
2
Apply online
Complete your online application and get a response in 2 minutes.
3
Money in your account
Access your funds within 24-48 hours of being approved.

Eligibility criteria
In order to apply for a personal loan, you must fulfill the following eligibility criteria:
You’re at least 18 years old
You’re an Australian citizen or permanent resident
You’re employed and not currently on probation*
You have no defaults or prior bankruptcy
You have a current Australian driver’s licence
or current Australian passport
*The minimum employment length for a person who is self-employed is 2 years;
the minimum employment length for a casual position is 3 months
Ready to make your next move?
Get your personalised quote in 2 minutes