In Partnership with CPD INSTITUTE

Get the funds you need with no fees.

Start your new career with a personalised, no-fees personal loan.

Won’t impact your credit score

Get a rate in 2 minutes

Join over 50,000 NOW Finance customers who have made their next big move.

Spring your big plans forward with our

$5,000 Giveaway

Apply and settle a NOW Finance personal loan by 30 November 2023 and automatically go in the draw to win $5,000!

Terms and Conditions Apply.

No fees

Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours

Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service

You’ll have a dedicated personal loan consultant to steer you through the entire process.


The Details

If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.

You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.

ProductNOW Personal Loan
Interest RateFrom 6.75% p.a. (Unsecured)
From 6.75% p.a. (Secured)
Comparison RateFrom 6.75% p.a.* (Unsecured)
From 6.75% p.a.* (Secured)
Loan Amount$5,000 – $50,000 (Unsecured)
$15,000 – $100,000 (Secured)
Loan Term18 months – 7 years
Loan Fees$0 – No Fees
Upfront Fees$0
Early Exit Fees$0
Missed Payment Fees$0
Ongoing Fees$0

Quick, easy, and all online


Get your rate

It takes 2 minutes to get your personalised rate without impacting your credit score.


Apply online

Complete your online application and get a response in 2 minutes.


Money in your account

Access your funds within 24-48 hours of being approved.

Eligibility criteria

In order to apply for a personal loan, you must fulfill the following eligibility criteria:

Styled Text with Background

You’re at least 18 years old

Styled Text with Background

You’re an Australian citizen or permanent resident

Styled Text with Background

You’re employed and not currently on probation*

Styled Text with Background

You have no defaults or prior bankruptcy

Styled Text with Background

You have a current Australian driver’s licence
or current Australian passport

*The minimum employment length for a person who is self-employed is 2 years;
the minimum employment length for a casual position is 3 months

Ready to make your next move?

Get your personalised quote in 2 minutes