Car Loans 

With NOW Finance, you can borrow between $5,000 and $150,000 for a used car loan. The exact amount depends on factors such as your income, credit history, and the vehicle you’re purchasing. We provide flexible loan options for both new and used vehicles, with no ongoing fees and repayment plans tailored to your budget and financial goals.

With NOW Finance, you can borrow between $5,000 and $150,000 for a car loan. The amount you’re approved for depends on factors such as your income, credit history, and the type of car you’re buying. We provide flexible loan options for both new and used vehicles, with no ongoing fees and repayment plans tailored to your budget and financial goals.

At NOW Finance, you can borrow between $5,000 and $150,000 for a car loan, depending on your income, credit history, and the car you want to buy. We offer flexible loans for both new and used vehicles and can help you find a repayment plan that fits your budget.

With NOW Finance, you typically don’t need a deposit to get a car loan. You can borrow the full amount needed to purchase your new or used car, depending on your income, credit history, and overall financial situation. However, making a deposit can reduce the total amount borrowed, lower your repayments, and help you pay off the loan sooner.

Yes. Unless you are choosing our unsecured Personal Loan option, your loan is secured by the car you are purchasing, we require it to be comprehensively insured for the duration of your loan. Having comprehensive insurance on your car helps protect you and reduce financial risk if it’s damaged, stolen, or written off. At NOW Finance, insurance isn’t included in the loan, so you’ll need to arrange it separately through your preferred insurer.

Yes, you can get a car loan for a second-hand or used vehicle. Loan terms may vary depending on the car’s age, condition, and value, as we’ll assess these factors when determining eligibility. A used car loan works the same way as a new car loan, you borrow a set amount with a fixed interest rate and make regular repayments until the loan is fully repaid.

A car loan lets you borrow a set amount to buy a new or used car and repay it over time through fixed repayment amounts. Each repayment includes the amount borrowed plus interest. The length of your loan — known as the loan term — determines how long you’ll take to pay it off. At NOW Finance, you can choose a loan term from 18 months to 7 years, giving you flexibility to match your budget and goals. Learn more about the process in our How It Works guide.

A car loan from NOW Finance is designed to help you purchase a new or used vehicle without paying the full cost upfront. You borrow a set amount and repay it through fixed monthly instalments over a chosen term, which includes the interest rate and any applicable fees. With a car loan, you can get behind the wheel sooner while spreading the cost over time. NOW Finance offers loan amounts from $5,000 to $150,000, flexible repayment terms and no ongoing fees, making it easier to find an option that suits your budget.

Yes, you may be able to refinance an existing car loan to a new NOW Finance Car Loan to better suit your current financial situation. Refinancing involves replacing your existing car loan with a new one, which could offer lower interest rates, different repayment terms, or the option to access additional funds. You might consider refinancing if your credit score has improved, your income has increased, or market interest rates have dropped. Please note that refinancing involves a new credit assessment and credit check, and eligibility depends on your existing loan balance and our lending criteria. Make sure to review your personal circumstances and the loan terms to ensure refinancing is suitable for you.