Car Finance

Competitive car finance loans to help you own your car outright from day one.

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A great and convenient car loan solution to purchase your car

When you have your own car, the world opens up to you professionally, socially and personally. But saving up for a vehicle is long, hard work. Fortunately, there is a better way. Car loans can put you behind the wheel of your own car at a much faster pace. When you purchase a car, dealers often try to tempt you with car finance. But before you do, make sure you check out a car loan from a reputable lender such as NOW Finance, to ensure you’re not paying an excessive amount of money in the long term. NOW Finance specialises in car loans in Australia and offers a range of finance deals with competitive interest rates and no fees. Whether it’s your first set of wheels or you want to upgrade, we tailor our loans for cars to suit your personal situation.

Get your personalised rate in less than 2 minutes

APPLY ONLINE

or call 1300 275 669

Car loans that don’t drive you crazy

NOW Finance’s car loans make borrowing money simpler. Our loans are easy to understand and easy to manage. And we can transfer the funds at top speed. You could be sitting in the driver’s seat very soon.

NOW Finance is not attached to a bank. We put personal service into all of our car loans. You’ll find our approach friendly, professional and convenient. Our customers regularly give us very high ratings.

Car finance for all Australians

NOW Finance can cover car loans of up to $50,000 for unsecured loans and up to $100,000 for secured loans. Wherever you live in Australia, you can apply for car finance with NOW Finance. The only condition is that you meet our eligibility criteria. You will have a to steer you through the process. Whether you need help with the loan application or you have questions about the terms and conditions, your personal loan advisor is there to assist. Explore more about how it works.

Competitive rates on car finance

NOW Finance’s loans for cars have competitive interest rates. We’re more affordable than a credit card and an excellent alternative to a bank. As we have no fees, our comparison rates are the same as our interest rates. This makes shopping for a car loan and comparing prices with other lenders so much easier. Why NOW? Why not!    

No fees on car loan finance

To make things simpler for customers, we have a no fees approach. This means no establishment fees, no monthly fees, no fees for extra repayments and no early repayment fees.

Flexibility when you need it

Whether you need used car finance or funds for a new vehicle, NOW Finance allows you to repay your loan over a fixed term, from 18 months to 7 years. Fixed repayments mean you stay in control of your money while enjoying all the perks of having your own wheels. NOW Finance also offers flexible repayment terms, tailored to suit your lifestyle and budget. What’s more, you can make extra repayments without ever paying extra fees. Are you ready to unlock great value on a car loan? Call NOW Finance today to get started.

Joint Loans

Apply together with your partner to unlock exclusive benefits...
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Secured Personal Loans

Use your Car, Motorbike, Boat or Caravan as security for a lower interest rate...
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Once approved, you could get funds in your account in 24-48 hours

Our application process is easy

Eligibility Confirmation

We confirm your eligibility

Repayment capacity

We check your repayment capactity

Documentation and ID

We check your ID to make sure it is you

Receiving your funds

Nominate a bank account for deposit

Get your personalised rate in less than 2 minutes

APPLY ONLINE

or call 1300 275 669

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THINGS YOU SHOULD KNOW

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees only apply to new loans. If you do not comply with the terms of your loan, we may pass on to you any third party enforcement or recovery costs incurred by us. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*ABOUT COMPARISON RATES

The Comparison Rate is designed to help you understand the overall cost of the personal loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees so the Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

Your guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030.

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