How it works

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How it works: Our 4-step process

NOW Finance technology enables a streamlined 4-step process, so you can access a personal loan faster and easier.

You can give us a call or apply online. Applications take about 10 minutes to complete.

In most cases, if you apply before 2pm (AEST) you get a decision on your application the same day.

Why choose us?

We provide a range of flexible personal loans designed to suit your needs.

  • Competitive interest rates.
  • Applications are reviewed on a case-by-case basis, unique to your individual circumstances.
  • A credible and viable solution to budget management.
  • You’re helped by your own Australia-based Personal Loan Advisor.
  • We personalise our service to suit you and your needs
  • Repayment plans from 18 months to 7 years.

Applying online is easy

Our online application typically only take 10 minutes.

  1. Eligibility Check Check whether you are eligible to apply
  2. Personal Details Tell us about your personal circumstances
  3. Confirmed Rate^ Get offered a guaranteed personalised rate
  4. Financial Details Tell us about your financial position

Get your personalised rate in less than 2 minutes

Get your personalised rate in less than 2 minutes

why now

Why NOW?

We provide a range of personal loans designed specifically to meet the needs of our customers...
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Contact us

Contact Us

If you have any questions, please contact us on 1300 275 669 - Monday to Friday, from 9am to 6pm AES..
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About us

Our personal loans aren’t just personal by name, they’re personal by nature...
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