See what your repayments might look like to see how much you could borrow
Understand Your Borrowing Power
Loan Repayment Calculator
Estimate your repayments in seconds.
Understand Your Borrowing Power
Repayment Calculator
Estimate your repayments in seconds.
Don't know your credit score? Click here to find out.
There are various credit reporting agencies that can hold different information and scores. NOW Finance uses Equifax to determine your credit score and interest rate. You can access your Equifax credit report and credit score by visiting: www.equifax.com.au/personal
**The interest rate and repayment amounts used in this calculator are estimates only. These are based on the loan details and credit score you have provided here, which may be different to the credit score obtained if you submit an application. The final interest rate you are offered may differ once you have completed a loan application and we have assessed your personal circumstances. Applications for finance are subject to NOW Finance’s lending and approval criteria.
loan repayment estimate
You're not alone, it’s one of the most common questions we hear. That’s exactly what our loan calculator is here to help with. Just enter your loan amount, choose your repayment term, and get an instant estimate. No credit check, no impact on your score.
You can check your eligibility for a personal or car loan in minutes using our Eligibility Calculator. It’s fast, free, and won’t affect your credit score.
Yes, NOW Finance offers joint personal loans for couples living at the same address. Both applicants share equal responsibility for the loan and its repayments.
To apply, select “With my partner” when getting your rate. Both applicants will need to:
Applying jointly may help increase your borrowing power.
The NOW Finance team are ready to take your questions:
Call Us: 1300 275 669 (Mon-Fri 9am-6pm Sydney/Melbourne time)
Send a question: Click here
Email Us: customerservice@nowfinance.com.au
NOW Finance offers flexible loan terms from 18 months up to 7 years.
With no fees for extra repayments, no fees for early payout and no fees, ever – you can choose to pay it off fast or slow.
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To apply for a NOW Finance personal loan, you must meet the eligibility criteria.
NOW Finance customers must be employed and not currently on probation. As such, NOW Finance will only consider Centrelink income, including pension, if it is a secondary income source.
For an Unsecured Personal Loan, you can borrow from $5,000 up to $50,000.
For a Secured Personal Loan, you can borrow from $15,000 up to $100,000.
For a Vehicle loan, you can borrow from $5,000 up to $150,000 depending on the vehicle type.
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